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Deborah F. Beran Inc

Smith Mountain Lake Real Estate for Sale

540-721-1488 | 540-529-4229 Cell
Deborah F. Beran Inc., Broker/Owner
ABR, CFSP, CLHMS, CRS, GRI, Guild Elite, MCNE
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Smith Mountain Lake Real Estate
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Search Smith Mountain Lake, VA Homes & Real Estate For Sale

Ready to discover what properties Smith Mountain Lake, Virginia has to offer? Deborah Beran and her team are experts in the SML local real estate market. Deb is an award-winning professional in the industry with more than 30 years of experience. She has been named one of the Top 100 real estate agents in the Virginia Roanoke Valley Association of Realtors and is recognized as a GUILD Elite member of the Institute for Luxury Home Marketing.

2022 Best of SML, Award Winner Logo

Deborah F. Beran Inc., dba Deb Beran Properties
Smith Mountain Lake Broker/Owner
ABR, CFSP, CLHMS, CRS, GRI, Guild Elite, MCNE

6655 Scruggs Road, Moneta, VA 24121
Phone: 540.721.1488 | Cell: 540.529.4229
Contact Deb


Featured Homes For Sale at Smith Mountain Lake, VA

3 Listings
44 Strawberry Banks DR, Moneta, VA 24121

$347,900 44 Strawberry Banks DR
Moneta, VA 24121
Listing office: DEB BERAN PROPERTIES

897 Ashmeade RD, Moneta, VA 24121

$1,185,000 897 Ashmeade RD
Moneta, VA 24121
Listing office: DEB BERAN PROPERTIES

75 Dockside CIR UNIT 310, Moneta, VA 24121

$335,000 75 Dockside CIR UNIT 310
Moneta, VA 24121
Listing office: DEB BERAN PROPERTIES

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IDX MLS IDX Listing Disclosure © 2026

All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.


Featured Land Lots For Sale at Smith Mountain Lake, VA

5 Listings
Tract 2 Lakewatch, Moneta, VA 24121

$790,000 Tract 2 Lakewatch
Moneta, VA 24121

Lot 45 Farmers CIR, Moneta, VA 24121

$72,500 Lot 45 Farmers CIR
Moneta, VA 24121

Lot 28 River Rock RD, Vinton, VA 24179

$65,900 Lot 28 River Rock RD
Vinton, VA 24179

Lot 28 Farm DR, Moneta, VA 24121

$55,000 Lot 28 Farm DR
Moneta, VA 24121

Corner of Scruggs and Strawberry Banks

$39,950 Lot 4 Strawberry Banks DR
Moneta, VA 24121

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VIEW ALL MY FEATURED SML PROPERTIES HERE


A Variety Of Smith Mountain Lake Real Estate Choices

A beautiful, recreational lake in a mountain setting, with a mild climate and relaxed atmosphere – Smith Mountain Lake is a real estate paradise and offers a huge variety of property types. Located between the southwestern Virginia cities of Roanoke and Lynchburg, it has become one of the most desirable lakefront real estate communities on the east coast.

Smith Mountain Lake has the feel of a private resort destination with all the amenities you could want. There’s a property for every buyer and every budget, from charming lake-access cottages and condos to luxury waterfront estates. SML’s golf course communities are popular, boasting pristine 18-hole courses designed for beginner to advanced play. You’ll find plenty to discover for both part-time and full-time residents!

Premier communities include benefits like country clubs, pools and private lake access. One of the best parts of Smith Mountain Lake is the untouched off-water and waterfront lots for sale that hold so much investment potential.

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A Trusted Smith Mountain Lake Realtor – 30+ Years Of Experience With SML Properties

With three different bordering counties and such a wide variety of homes for sale, Smith Mountain Lake VA, lakefront real estate can be challenging to navigate. Deborah has been helping buyers and sellers of SML area homes and properties since 1988 and knows the complex, multi-step processes that are required for real estate transactions here.

As a longtime resident of the area herself, she and her team deliver exceptional customer service and believe in putting clients’ needs first, before, during and after each property has closed. With one conversation, you’ll know Deb Beran is a passionate advocate of her customers and the real estate ally you want.

Current Smith Mountain Lake Real Estate Market Update | September 2026


Deb Beran Properties on YouTube

🍂 Hello October! Fall has arrived at Smith Mountain Lake, and so has a new season of opportunity. 

The SML Charity Home Tour is October 9-11. This year's tour features eight exceptional homes available for viewing.

The market remains active, with well-priced homes continuing to move efficiently. With an average of 64 days on market and sellers achieving approximately 96% of list price, Smith Mountain Lake continues to show strong market fundamentals.

And there’s something truly special on the horizon…

✨ Poplar Point Cove ✨

Seven exclusive waterfront lots will soon be released in this intimate new community of just 12 luxury homesites. With stunning lake views, gentle waterfront access, nearby championship golf, and an exceptional sense of privacy, this is a rare opportunity to own a piece of Smith Mountain Lake’s next prestigious waterfront community.

Some opportunities are worth watching closely. This is one of them.

Have a wonderful and safe Halloween! 

-Deb

📊 October  2026 Market Data: https://debberanproperties.com/smith-mountain-lake-real-estate-market-update/
🏡 Poplar Point Cove:  
🏡 Learn more: debberanproperties.com 3:36
YouTube Video VVVrd2lUbFVsb1FmQ1E3dE1OMnlISk1RLk1TdGtpbm83RVpJ

Smith Mountain Lake Real Estate Update | October 2026

0 views 63 minutes ago

COMING SOON - A New Chapter in Smith Mountain Lake Living Begins at Poplar Point Cove! Some properties are more than real estate - they’re a legacy.

Welcome to Poplar Point Cove, a brand-new, exclusive 12-lot lakefront subdivision in Moneta, Virginia, where a vision that began back in 1965 is becoming a truly special opportunity for future generations.

*7 lots will be available for the first release.*

✨ Acre-plus lakefront homesites
✨ Gentle slopes to the water
✨ Beautiful Smith Mountain Lake views
✨ Oversized, private lots—including tracts up to 5+ acres
✨ Public water available
✨ High-speed internet available
✨ Convenient to Westlake amenities
✨ Just minutes from the established Waterfront Country Club

Opportunities like this are rarely available at Smith Mountain Lake, especially in such a highly sought-after location.

Whether you're dreaming of a peaceful lake retreat, a family legacy property, or your forever home on the water, Poplar Point Cove deserves a closer look.

🚗 Private golf cart tours are available by appointment. Please do not walk the property without an agent, we'd love to personally show you these beautiful homesites.

Reach out for more information or to schedule a tour!
Deb Beran Properties
📧 Deb@DebBeranProperties.com
📞 540-529-4229 

🔗 Learn more about Poplar Point Cove: https://debberanproperties.com/poplar-point-cove-smith-mtn-lake-waterfront-lots-for-sale/

Your legacy on Smith Mountain Lake could begin here. 

#SmithMountainLake #SmithMountainLakeRealEstate #LakefrontLiving #LakefrontProperty #VirginiaRealEstate #MonetaVA #LakeLife #WaterfrontProperty #SmithMountainLakeVA #DreamHome #LakefrontHomesite #DebBeranProperties #PoplarPointCove #SmithMountainLake #LuxuryLakeLiving #WaterfrontLots #TheWaterfrontCountryClub #MonetaVA #DebBeranProperties #LakefrontLegacy #LuxuryRealEstate #ExclusiveOffering 2:47
YouTube Video VVVrd2lUbFVsb1FmQ1E3dE1OMnlISk1RLm9mY2d4OUZnZE9j

Coming Soon - Poplar Point Cove at Smith Mountain Lake!

0 views 63 minutes ago

✨ ACTIVE FRIDAY ✨Welcome to a truly special Smith Mountain Lake retreat in The Waterfront Country Club. This beautifully renovated lake home offers 171 feet of protected deep-water shoreline, peaceful cove views, approximately 13 feet of water at full pond, and a private park-like setting with stunning Peaks of Otter views.

The home blends classic lake-cottage charm with modern updates, including a renovated kitchen, updated bathrooms, engineered hickory flooring, and an impressive primary suite. A separate 2022 ADU above the garage provides a private bedroom, kitchen, full bath, and living space—perfect for guests or multigenerational living.

Enjoy the best of Smith Mountain Lake with privacy at home and access to the golf, dining, tennis, fitness, pool, and amenities of The Waterfront Country Club.

📍 Smith Mountain Lake | The Waterfront Country Club
🏡 171' of protected shoreline
🚤 Deep water cove
⛳ Private golf & waterfront community
🏠 Separate ADU/guest suite

Contact me for details or a schedule a private showing.

https://debberanproperties.com/debs-active-sml-property-listings

Deb Beran Properties
540-529-4229
Deb@DebBeranProperties.com 3:29
YouTube Video VVVrd2lUbFVsb1FmQ1E3dE1OMnlISk1RLlFVZkpnM3JPQ2pz

Coming Soon! 116 Clipper Circle, Moneta VA

70 views September 10, 2026 12:55 PM

✨ ACTIVE FRIDAY ✨Welcome to a truly special Smith Mountain Lake retreat in The Waterfront Country Club. This beautifully renovated lake home offers 171 feet of protected deep-water shoreline, peaceful cove views, approximately 13 feet of water at full pond, and a private park-like setting with stunning Peaks of Otter views.

The home blends classic lake-cottage charm with modern updates, including a renovated kitchen, updated bathrooms, engineered hickory flooring, and an impressive primary suite. A separate 2022 ADU above the garage provides a private bedroom, kitchen, full bath, and living space—perfect for guests or multigenerational living.

Enjoy the best of Smith Mountain Lake with privacy at home and access to the golf, dining, tennis, fitness, pool, and amenities of The Waterfront Country Club.

📍 Smith Mountain Lake | The Waterfront Country Club
🏡 171' of protected shoreline
🚤 Deep water cove
⛳ Private golf & waterfront community
🏠 Separate ADU/guest suite

Contact me for details or a schedule a private showing.

https://debberanproperties.com/debs-active-sml-property-listings

Deb Beran Properties
540-529-4229
Deb@DebBeranProperties.com 4:24
YouTube Video VVVrd2lUbFVsb1FmQ1E3dE1OMnlISk1RLldhaGg5ZmpJZS1v

Sneak Peak - Coming Soon! 116 Clipper Circle, Moneta VA

321 views September 9, 2026 10:13 AM

September is here! 🍂 Here’s my latest Smith Mountain Lake market update, where I share what’s happening in the real estate market as we head into fall — including inventory, buyer activity, mortgage rates, seasonal opportunities, lake levels, and a closer look at my Coming Soon lakefront listing at 116 Clipper Circle in The Waterfront Country Club.

Fall can bring increased inventory and new opportunities for buyers, so if you’ve been waiting for the right time to make a move, now may be a great time to take another look.

Take a few minutes to watch the video, and be sure to click below for more information about 116 Clipper Circle and the latest market update. I’d love to help you navigate the Smith Mountain Lake market!

Wishing everyone a wonderful September — and hopefully plenty of sunshine and much-needed rain for our lake! 🌊

-Deb

📊 September 2026 Market Data: https://debberanproperties.com/smith-mountain-lake-real-estate-market-update/
🏡 116 Clipper Circle: 
🏡 Learn more: debberanproperties.com 3:35
YouTube Video VVVrd2lUbFVsb1FmQ1E3dE1OMnlISk1RLlNkRGppcUhUUHZN

Smith Mountain Lake Real Estate Update | September 2026

154 views September 9, 2026 9:52 AM

As we head into August, I'm excited to share my latest update on the Smith Mountain Lake real estate market and everything happening around the lake.

In this month's video, I take a closer look at market activity through the first seven months of the year, including new listings, buyer demand, average days on market, and trends in both the lakefront and luxury home markets. I also share an update on current lake levels, the recent rainfall we've received, and a few reminders for safely enjoying these final weeks of summer on the water.

I hope you'll take a few minutes to watch the video and catch up on what's happening at Smith Mountain Lake. As always, if you have any questions about the market or you're thinking about buying or selling, I'm just a call, text, or email away.

Wishing you a wonderful August, and best of luck to all the students, teachers, and families as they head back to school!

- Deb

📊 August 2026 Market Data: https://debberanproperties.com/smith-mountain-lake-real-estate-market-update

🏡 Learn more: debberanproperties.com 3:25
YouTube Video VVVrd2lUbFVsb1FmQ1E3dE1OMnlISk1RLmtXV2VIdUdJUUxj

Smith Mountain Lake Real Estate Update | August 2026

195 views August 5, 2026 12:55 PM

Happy July from beautiful Smith Mountain Lake! I hope you're enjoying a wonderful summer. 

In this month's video, I'm sharing highlights from a fantastic Fourth of July weekend at the lake, introducing two exciting coming-soon listings at the highly desirable Bernard's Landing Resort, and giving you a quick update on the Smith Mountain Lake real estate market for the first half of the year. You'll get a preview of breathtaking lake views, resort-style amenities, and see why these properties are generating so much interest. 

Whether you're thinking about buying, selling, or simply staying informed about the market, I hope you'll take a few minutes to watch the video and reach out if you have any questions or would like to schedule a private showing.

- Deb 

📊 July 2026 Market Data: https://debberanproperties.com/smith-mountain-lake-real-estate-market-update

🏡 Learn more: debberanproperties.com 2:50
YouTube Video VVVrd2lUbFVsb1FmQ1E3dE1OMnlISk1RLnAzVmpHYnlqZ0pV

Smith Mountain Lake Real Estate Update | July 2026

216 views July 9, 2026 8:25 AM

Happy 250th Fourth of July!

Wishing you a holiday filled with family, friends, gratitude, and all the magic of Smith Mountain Lake, from peaceful mornings on the water to cookouts and fireworks.

As we celebrate our nation's freedom, let's also remember and honor those who have served and sacrificed to protect it.

If you're thinking about buying or selling at Smith Mountain Lake, I'm always here to help. Have a safe, happy, and memorable Fourth of July! ❤️

— Deb Beran
Deb Beran Properties

#Happy4thOfJuly #America250 #SmithMountainLake #LakeLife #debberanproperties Properties 1:32
YouTube Video VVVrd2lUbFVsb1FmQ1E3dE1OMnlISk1RLmZfTktLSzVsb1hr

Happy 250th 4th of July from Smith Mountain Lake, VA!

35 views July 2, 2026 1:55 PM

Summer is in full swing, and despite lower water levels, the lake remains a beautiful place to enjoy boating, fishing, and time on the water. The low water is simply the result of ongoing drought conditions, not any issue with the dam :-)

The real estate market continues to be steady, with more inventory giving buyers additional choices while sellers still benefit from strong demand.

There are also plenty of exciting events around the lake, including the SML Songwriters Festival this weekend (June 12-14) and SML Pirate Days coming July 17–19.

Read on for the latest market updates and community news from around Smith Mountain Lake. Happy Summer! 

- Deb 

📊 June 2026 Market Data: https://debberanproperties.com/smith-mountain-lake-real-estate-market-update

🏡 Learn more: debberanproperties.com 3:09
YouTube Video VVVrd2lUbFVsb1FmQ1E3dE1OMnlISk1RLmZBOGc1TmxPT1NF

Smith Mountain Lake Real Estate Update | June 2026

339 views June 9, 2026 11:38 AM

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We have purchased and sold several times over the years, and working with Deb Beran has been by far the best experience we have ever had. She went above and beyond to answer questions, return calls, help with purchasing, closing, etc. We would definitely use her again and recommend her to anyone. A pleasurable and awesome experience. Thanks!Brent & Tammy Fortner
We have worked with Deborah Beran on two real estate transactions. In both cases her services and attention to our needs were excellent. Her marketing skills are second to none at the lake and exceeded our expectations. We always felt informed and that our best interests were served. We would definitely use her again and recommend her highly.Fred & Chris Tscheulin

Smith Mountain Lake, Virginia Communities We Serve

Whether it’s a house, cabin, condo or cottage you’re looking for, Deb provides Smith Mountain Lake real estate services in these areas: Franklin County, Bedford County, Pittsylvania County, Boones Mill Boones Mill (24065), Glade Hill (24092), Goodview (24095), Hardy (24101), Huddleston (24104), Moneta (24121), Penhook (24137), Union Hall (24176), Vinton (24179), Wirtz (24184) and Rocky Mount (24151).

Search the Smith Mountain Lake MLS by property type or location


Recent Price Changes for Smith Mountain Lake Properties

32 Listings
6325 Horseshoe Bend RD, Goodview, VA 24095

$425,000 6325 Horseshoe Bend RD
Goodview, VA 24095
Listing office: VIRGINIA REALTY GROUP

IDX
709 Forest Lawn DR, Moneta, VA 24121

$798,900 709 Forest Lawn DR
Moneta, VA 24121
Listing office: VIRGINIA REALTY GROUP

IDX
200 Sweetwater Bay DR, Penhook, VA 24137

$2,190,000 200 Sweetwater Bay DR
Penhook, VA 24137
Listing office: VIRGINIA REALTY GROUP

IDX
515 Cambridge CT F6, Hardy, VA 24101

$599,900 515 Cambridge CT F6
Hardy, VA 24101
Listing office: LEGACY REALTY

IDX
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IDX MLS IDX Listing Disclosure © 2026

All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.


Sell Your Smith Mountain Lake Home or Property

Deborah Beran, Realtor - SMLAre you considering selling your Smith Mountain Lake property soon? For more than 30 years, I have been privileged to represent home owners at Smith Mountain Lake in real estate transactions of all types, and the great news is that our area continues to experience a robust market!

Finding a real estate agent you can trust to properly handle the listing and sale of your largest asset can be a challenging task. In a unique area like Smith Mountain Lake, with three counties of competition to position your property against, you need someone with experience to help you handle the complex situations we can see in a lake community.

Challenging real estate issues like flood plain proximity, shoreline management compliance and varying county regulation issues can (and often do) come into play while selling your home, condo or tract of land.

That’s why I’ve built an amazing team of people who are just as dedicated to managing the many details of listing, marketing and closing a contract on your SML property. My team and I work together behind the scenes to walk you through the process and get exceptional results that exceed your expectations.

Get More Details on Selling Your Home

Deb Beran has lived the Smith Mountain Lake lifestyle for over 30 years—and she’s helped countless others do the same. Stop by her Moneta office to start your real estate journey with a local expert who truly knows (and loves) the lake.

Your Smith Mountain Lake Properties Professional:

Deborah F. Beran Inc.
dba Deb Beran Properties
6655 Scruggs Road
Moneta, VA 24121
540-721-1488 Office
540-529-4229 Cell

Connect with Deborah Beran:

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Industry Associations:

  • Licensed in the Commonwealth of Virginia
  • Member of the National Association of Realtors
  • Member of the Roanoke Valley Association of REALTORS®
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