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Deborah F. Beran Inc

Smith Mountain Lake Real Estate for Sale

540-721-1488 | 540-529-4229 Cell
Deborah F. Beran Inc., Broker/Owner
ABR, CFSP, CLHMS, CRS, GRI, Guild Elite, MCNE
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Available Waterfront Properties at Smith Mountain Lake, Virginia

When it comes to searching for a Virginia waterfront home at Smith Mountain Lake, working with a real estate agent who has extensive experience in the immediate SML area can provide incredible ideas and insight.

Deb Beran and her experienced team have a knowledge of the varied lakefront real estate offerings in this area like few others do. In a broad sense, the available market for Smith Mountain Lake real estate can certainly be called unique.

Whether you’re looking for a modest single-family home in a lake cove, a luxury estate with ample privacy and long water-frontage, condos with lakeside amenities or even lakefront lots to build on, there’s plenty to discover at Smith Mountain Lake when you are searching for the perfect waterfront home.

Premier Waterfront Properties image

For more than 30 years, Deb has not only lived in this vibrant community, she has also been a successful local Smith Mtn Lake, VA real estate agent, helping hundreds of families find their homes here.


Browse available SML lakefront property

With 500+ miles of shoreline, the Smith Mountain Lake region has waterfront real estate offerings spread out in three different counties – Franklin County, Bedford County and Pittsylvania County.

That’s why a realtor who works exclusively in this unique community, and also calls it home, can be a valuable asset in successfully navigating the various types of SML properties you’ll find, especially if you are new to or unfamiliar with the area.

No matter what type of home you’re in the market for, you’ll find it here with the added benefit of lake views and water access from your private dock or community dock. Your next family home, second home or retirement home is waiting here at beautiful Smith Mountain Lake.


Smith Mountain Lake Waterfront Homes | Up to $399k

Waterfront homes in the $399,999 and less price range could be the perfect fit for first time homeowners, home buyers with a growing family, the couple looking to downsize or the family that wants a wonderful lake home with all the benefits of lakefront living. These waterfront homes come in varying styles and sizes from modern two bedrooms to spacious three and four bedroom charmers. Simply step outside to be greeted by one of the top recreational lakes in the region. Real estate broker Deb Beran would love to show you one of these winning properties now.

1 Listing
2 Cedar Bluff LN, Hardy, VA 24101

$399,950 3 beds  2 baths  3,032 sqft 2 Cedar Bluff LN
Hardy, VA 24101
Listing office: BERKSHIRE HATHAWAY HOMESERVICES PREMIER, REALTORS® - NORTH

IDX
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IDX MLS IDX Listing Disclosure © 2025

All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.


Smith Mountain Lake Waterfront Houses | $400 – $599k

Find your lakefront dream home within the $400,000 – $599,999 price range with top REALTOR Deb Beran. Get exactly the home you’ve been looking for in a location convenient to work, schools and local attractions with breathtaking waterfront views and easy access to Roanoke and Lynchburg. Home buyers will be impressed with all that comes with a home in this price range at Smith Mountain Lake.

3 Listings
1260 Big Oak LN, Wirtz, VA 24184

$599,900 3 beds  3 baths  2,800 sqft 1260 Big Oak LN
Wirtz, VA 24184
Listing office: RE/MAX LAKEFRONT REALTY INC

IDX
165 Spence RD, Union Hall, VA 24176

$499,900 3 beds  2 baths  1,900 sqft 165 Spence RD
Union Hall, VA 24176
Listing office: PROPERTY NAVIGATORS LLC

IDX
1296 Emerald Valley WAY, Huddleston, VA 24104

$450,000 4 beds  3 baths  3,360 sqft 1296 Emerald Valley WAY
Huddleston, VA 24104
Listing office: MKB, REALTORS® - AT THE LAKE

IDX
previous next

IDX MLS IDX Listing Disclosure © 2025

All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.


Is an SML waterfront condo more your style?

pool and lake view from an SML waterfront condo
Condos or townhomes are another real estate choice in this area and is popular for buyers who are retiring here or even families that are interested in part-time living at Smith Mountain Lake and are looking for a summertime retreat or weekend getaway.

I’ve got a whole page dedicated to this type of available real estate.
Check out SML Condos for sale here!

Smith Mountain Lake Waterfront Homes | $600 – $799k

Live in one of Smith Mountain Lake’s finest homes ranging in price from $600,000 – $799,999. Deb Beran is ready to take you on a tour of some of the area’s best properties featuring multiple bedrooms, bathrooms, living areas, recreational centers and spectacular outdoor spaces. There will be plenty of room for your family and guests as you make the most of waterfront living at Smith Mountain Lake. Contact Deb to see one of these magnificent homes available for viewing now.

7 Listings
709 Forest Lawn DR, Moneta, VA 24121

$799,900 4 beds  3.1 baths  2,780 sqft 709 Forest Lawn DR
Moneta, VA 24121
Listing office: VIRGINIA REALTY GROUP

IDX
154 Brooks Point LN, Union Hall, VA 24176

$799,000 3 beds  2.1 baths  2,600 sqft 154 Brooks Point LN
Union Hall, VA 24176
Listing office: RE/MAX LAKEFRONT REALTY INC

IDX
Lot 80 Lakeshore Terrace RD, Hardy, VA 24101

$799,000 3 beds  3.1 baths  3,840 sqft Lot 80 Lakeshore Terrace RD
Hardy, VA 24101
Listing office: DIVINE FOG REALTY COMPANY LLC- ROANOKE

IDX
510 Crestview RD, Wirtz, VA 24184

$799,000 3 beds  2 baths  2,420 sqft 510 Crestview RD
Wirtz, VA 24184
Listing office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

IDX
previous next

IDX MLS IDX Listing Disclosure © 2025

All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.

Give Deb a call at 540-721-1488 or 540-529-4229 (Cell) if you would like to schedule a private showing of any of these waterfront houses or any other Smith Mountain Lake, Virginia properties for sale.


Searching for a larger, luxury Smith Mountain Lake VA waterfront home?

All the SML homes featured above are priced at $799,000 and under. If you looking for more space and amenities that homes priced $800,000 and up can provide, see our page on Smith Mountain Lake Luxury Homes.


Click here to begin your online custom search of Smith Mountain Lake MLS listings!

There’s no registration required to search and if you have questions about any properties you find or specific areas of this unique market, give Deb a call at 540.721.1488 to get the information you need.

Come and experience a rewarding lake lifestyle with one of the many lakefront homes in the Smith Mountain Lake community. If you haven’t found a waterfront property here that you like, you can always use our website to do a custom MLS search for Smith Mountain Lake homes for sale or let Deb help you find the best fit for your needs.

Smith Mountain Lake Lakefront Homes


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Thinking of Listing Your Smith Mtn Lake Home?

The team at Deb Beran Properties is dedicated to exceeding your expectations for managing the many details of listing, marketing and closing contracts on SML real estate of all types. Learn more about how we can walk you through the process and request your free copy of my SML Seller Guide!
List My Home - SML Seller's Guide

LEARN MORE HERE

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Moving? You Need Smitty!

Smitty is my courtesy truck available for use by my clients and charities.

Deb Beran Moving Truck Maxine

Find Out More Here

SML Client Testimonial:

If anyone ever needs a realtor in the Smith Mountain Lake or Roanoke area, or just anywhere in this part of Virginia, give her a call. Trust me, you’ll be very happy!Edward Magalhaes

Your Smith Mountain Lake Properties Professional:

Deborah F. Beran Inc.
dba Deb Beran Properties
6655 Scruggs Road
Moneta, VA 24121
540-721-1488 Office
540-529-4229 Cell

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Industry Associations:

  • Licensed in the Commonwealth of Virginia
  • Member of the National Association of Realtors
  • Member of the Roanoke Valley Association of REALTORS®
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