97 Lighthouse LN, Moneta, VA 24121

$1,100,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,987 Lot Size (sq. ft.): 13,939 Status: Closed

Current Price: $1,100,000 List Date: 3/10/2026 Last Modified: 5/08/2026

Overview

Description

4-bedroom, 3 full bath lake home with an open floor plan and incredible lake views. The updated kitchen features high-end appliances and opens to the main living and dining areas, perfect for entertaining. The spacious primary suite offers stunning lake views, a walk-in closet, and a spa-like bath. A large screened-in porch off the back provides the perfect place to relax and enjoy the view. The fully finished basement includes an additional bedroom, entertaining area, and kitchenette. A finished bonus room, currently used as a bunk room, could also serve as a home gym or office. Additional features include a 2-car garage and laundry room with extra storage. Enjoy lake life with a deeded covered boat slip, white sandy beach, and landscaping service included in the HOA dues.

Supplements: Conveniently located close to amenities by both land and water and near Smith Mountain Lake Community Park. Situated in a quiet neighborhood that is a rare find on Smith Mountain Lake.

Listing Details MLS# 925346

Location, Tax & Legal

Area: 0490 - SML Franklin County
Street Number: 97
Street Name: Lighthouse
Street Suffix: LN
State/Province: VA
Zip Code: 24121
Subdivision: Saunders Cove
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Major Area: 04 - Franklin County
Phase: 6
Lot: No
Block: No
Tax ID: 032 01-073 00
Annual Taxes: 3861.4
Section: No
Zoning Code: RMF
POA Y/N: Yes
POA/Condo Dues: 175
POA/Condo Terms A/M: Monthly

General Property Description

Property Sub-Type: Single Family Residence
Residential Type: Detached
Construction Status: Completed
Year Built: 2003
Total Bdrm: 4
Total Bths: 3
Total F Baths: 3
Entry Above Grd Fin SQFT: 2000
Lower Below Grd Fin SQFT: 1757
Total Fnshd SqFt: 3757
Total Above Grd Fin SQFT: 2000
Grand Total Attached SQFT: 3987
Total Unfin SQFT: 230
Basement Y/N: Yes
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 2
Uncovered Parking: Off Street Parking
Uncovered # Spaces: 2
Total Cov'd Prk Spc: 2
Total Acreage: 0.32
Water Class: Water Access Only
Water ID: Smith Mtn Lake
Upper Above Grd Fin SQFT: 0
Other Above Grd Fin SQFT: 0

Status Change Info

Ratified Contract Dt: 2026-03-25
Sold Date: 2026-04-24

Unfinished Attached SQFT

Lower Below Grd Unfin SQFT: 230

Fireplace

# Fireplaces: Yes
Gas Log: Yes
Masonry: Yes
Living Room: Yes

More Information

Internet Access

Cur'nt Internet Prov: Shentel
Cable: Yes

Primary Bedrooms

Primary BR Entry Lvl: Yes

Bedrooms

BR Entry Level: 3
BR Lower Level: Yes

Full Baths

Full Baths Entry Lvl: 2
Full Baths Lower Lvl: Yes

Laundry

Laundry Entry Level: Yes

Water Acc Only A

Access - On/Off Site: On Site

Remarks & Misc

Directions: From Hales Ford Bridge 122-S L-616 Scruggs Rd L onto Bluewater Dr to R on Lighthouse Ln (The Villas at Saunders Cove) Villa is straight ahead on the lakefront #97

Style of House

1 Story: Yes
Contemporary: Yes

Limited Service

Not Limited Service: Yes

Lot Description

Level: Yes
Views: Yes

Construction

Brick: Yes
Vinyl: Yes

Basement

Full: Yes
Walk-Out Access: Yes

Views

Lake: Yes

Heating

Heat Pump Electric: Yes

Leased Equipment

Propane Tank: Yes

Misc Features

Cul-De-Sac: Yes
Paved Road: Yes
Private Road: Yes
Underground Util: Yes

Cooling

Heat Pump Electric: Yes

Water Description

Private Well: Yes

Sewer Description

Private Septic: Yes

Water Heater Type

Tank: Yes

Interior Features

Breakfast Area: Yes
Ceiling Fan(s): Yes
Storage: Yes
Walk-In Closet(s): Yes

Exterior Features

Deck: Yes
Patio: Yes
Paved Driveway: Yes

Porch

Covered Porch: Yes
Front Porch: Yes
Rear Porch: Yes

Appliances

Clothes Dryer: Yes
Clothes Washer: Yes
Dishwasher: Yes
Garage Door Opener: Yes
Microwave Oven (Built In): Yes
Range Electric: Yes
Refrigerator: Yes

Floors

Carpet: Yes
Tile - i.e. ceramic: Yes
Wood: Yes

Boat Dock Desc

A-Roof: Yes
Boat Hoist: Yes
Floater: Yes
Stationary: Yes

Area Amenities

Beach Access: Yes
Restaurant: Yes

Water Features

Beach Front: Yes
Cove: Yes
Point: Yes

Windows

Insulated: Yes

Exterior Doors

Fiberglass: Yes
Full View: Yes

Water Acc Only B

Community Dock: Yes
Deed/Assgn Dock: Yes

Water Htr Energy

Electric: Yes

Slr Pd Fin Concessns

Not Disclosed: Yes

Property Features

Style of House: 1 Story; Contemporary Limited Service: Not Limited Service Lot Description: Level; Views Construction: Brick; Vinyl Basement: Full; Walk-Out Access Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Gas Log; Masonry; Living Room Interior Features: Breakfast Area; Ceiling Fan(s); Storage; Walk-In Closet(s) Exterior Features: Deck; Patio; Paved Driveway Views: Lake Appliances: Dishwasher; Clothes Dryer; Microwave Oven (Built In); Garage Door Opener; Refrigerator; Range Electric; Clothes Washer Leased Equipment: Propane Tank Misc Features: Cul-De-Sac; Paved Road; Private Road; Underground Util Area Amenities: Beach Access; Restaurant Floors: Carpet; Tile - i.e. ceramic; Wood Windows: Insulated Exterior Doors: Fiberglass; Full View Porch: Covered Porch; Front Porch; Rear Porch Water Description: Private Well Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Internet Access: Cable Water Acc Only B: Deed/Assgn Dock; Community Dock Boat Dock Desc: A-Roof; Floater; Stationary; Boat Hoist Water Features: Cove; Point; Beach Front Slr Pd Fin Concessns: Not Disclosed

Room Information

Bedroom 1 Level: Entry Level: Entry Bedroom 2 Level: Entry Level: Entry Bedroom 3 Level: Entry Level: Entry Bedroom 4 Level: Lower Level: Lower Breakfast Area Level: Entry Level: Entry Dining Area Level: Entry Level: Entry Foyer Level: Entry Level: Entry Kitchen Level: Entry Level: Entry Laundry Level: Entry Level: Entry Living Room Level: Entry Level: Entry Office Level: Lower Level: Lower Recreation Room Level: Lower Level: Lower

Listing Office: FIRST CHOICE REAL ESTATE LLC - HARDY

Last Updated: May - 08 - 2026

All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.