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Deborah F. Beran Inc

Smith Mountain Lake Real Estate for Sale

540-721-1488 | 540-529-4229 Cell
Deborah F. Beran Inc., Broker/Owner
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85 Cedar Bay RD, Union Hall, VA 24176 (MLS# 926651)

85 Cedar Bay RD, Union Hall, VA 24176

New Listing
$1,895,000
85 Cedar Bay Road

Virtual Tour

https://rapidimagery.hd.pics/85-Cedar-Bay-Rd/idx
Front Front Back Dock Entrance Foyer Foyer Dining Room Dining Room Dining Room Great Room Great Room Great Room Great Room Great Room Great Room Great Room Hallway Kitchen Kitchen Kitchen Kitchen Kitchen Kitchen Kitchen Kitchen Kitchen Kitchen Kitchen Kitchen Kitchen Kitchen LIving Room Living Room Living Room Living Room Living Room Living Room Stairs Bedroom Bedroom Bedroom Bedroom Bedroom Bathroom Bathroom Bathroom Bathroom Bathroom Bathroom Shower Shower Closet Bedroom Bedroom Bedroom Bathroom Bathroom Bathroom Bathroom Laundry Garage Bedroom Bedroom Bedroom Bathroom Bathroom Bathroom Recreation Room Recreation Room Family Room Family Room Family Room Family Room Bedroom Bathroom Bathroom Sitting Area Bedroom Bedroom Bathroom Bathroom Bedroom Storage Storage Deck Deck Patio Patio Generator Path to Dock Storage Building Dock Dock Dock Dock Dock Dock Back Back Front Front Yard Back Back Back Back Aerial Dock Dock Dock Dock Dock Dock Dock Aerial Aerial Aerial Aerial Aerial Front Front Front Front Aerial Aerial Front Aerial Aerial Aerial Aerial Aerial Aerial
Property Type: Residential Bedrooms: 8 Baths: 6.1 Square Footage: 6,596 Lot Size (sq. ft.): 55,321 Status: Active
Current Price: $1,895,000 List Date: 4/17/2026 Last Modified: 4/17/2026

Overview

Description

With a special use permit, this exceptional waterfront home presents a rare opportunity as a fully turnkey short-term rental or an effortless personal retreat--just in time for the summer season. Thoughtfully designed with generous living space across the upper, entry, and lower levels, the home offers the ideal layout to comfortably host guests while maintaining privacy throughout. The main level features multiple bedrooms and baths--an uncommon and highly desirable feature for lakefront living--along with a spacious kitchen that provides so much room for gathering and entertaining. Offered fully furnished, including linens, kitchenware, and décor (with only a few personal exclusions--see agent for details), this property is truly move-in or rental ready from day one. Tucked within a

Supplements: quiet, no-wake cove, the setting is perfect for relaxed lake days, swimming, and peaceful enjoyment of the water. The gentle approach to the shoreline enhances accessibility, while the brand-new aluminum dock creates an inviting space for lounging and lakeside living. Meticulously maintained as a second home, the property feels like new and showca ... (Read more) quiet, no-wake cove, the setting is perfect for relaxed lake days, swimming, and peaceful enjoyment of the water. The gentle approach to the shoreline enhances accessibility, while the brand-new aluminum dock creates an inviting space for lounging and lakeside living. Meticulously maintained as a second home, the property feels like new and showcases quality finishes throughout, including cherry hardwoods, tigerwood flooring, and soaring cathedral ceilings. Recent updates and features such as a 2025 whole-house generator, brand-new HVAC (being installed in May), separate heat pumps for each level, and gutter guards provide comfort, efficiency, and peace of mind. With no homeowners association, exceptional flexibility, and immediate usability, this property offers the ideal blend of investment potential and personal enjoyment in a serene waterfront setting.

Listing Details MLS# 926651

Location, Tax & Legal

Area
0490 - SML Franklin County
Street Number
85
Street Name
Cedar Bay
Street Suffix
RD
State/Province
VA
Zip Code
24176
Subdivision
Cedar Bay
Municipality
Franklin County
Elementary School
Glade Hill
Middle School
Ben Franklin Middle
High School
Franklin County
Major Area
04 - Franklin County
Phase
9
Subdivision Map
Cedar Bay
Lot
No
Block
No
Tax ID
052 02-075 00
Annual Taxes
7495
Section
No
Zoning Code
A-1
POA Y/N
No

General Property Description

Property Sub-Type
Single Family Residence
Residential Type
Detached
Construction Status
Completed
Year Built
2011
Total Bdrm
8
Total Bths
6.1
Total F Baths
6
Total H Baths
Yes
Entry Above Grd Fin SQFT
2698
Upper Above Grd Fin SQFT
1200
Lower Below Grd Fin SQFT
2698
Total Fnshd SqFt
6596
Total Above Grd Fin SQFT
3898
Grand Total Attached SQFT
6596
Basement Y/N
Yes
Prim. Covered Prking
Garage Attached
# Prim Cov Spaces
2
Total Cov'd Prk Spc
2
Total Acreage
1.27
Water Class
Waterfront Property
Water ID
Smith Mtn Lake
Length of Waterfront
113
Other Above Grd Fin SQFT
0
Total Unfin SQFT
0

Fireplace

# Fireplaces
Yes
Living Room
Yes

Primary Bedrooms

Primary BR Entry Lvl
Yes

Bedrooms

BR Entry Level
3
BR Upper Level
Yes
BR Lower Level
4

More Information

Full Baths

Full Baths Entry Lvl
2
Full Baths Upper Lvl
Yes
Full Baths Lower Lvl
3

Half Baths

Half Baths Entry Lvl
Yes

Laundry

Laundry Entry Level
Yes

Water Details

Number Covered Slips
Yes
Short Term Rental
Yes

Remarks & Misc

Directions
40, to 945 (Kemps Ford), L 938 (Standiford), R Rock Cliff, R on Cedar Ridge, R on Cedar Bay, home on right

Style of House

Contemporary
Yes

Limited Service

Not Limited Service
Yes

Lot Description

Gentle Sloping
Yes
Level
Yes

Construction

Stone
Yes
Stucco
Yes

Basement

Full
Yes

Views

Lake
Yes

Heating

Heat Pump Electric
Yes

Misc Features

Paved Road
Yes

Cooling

Heat Pump Electric
Yes

Water Description

Private Well
Yes

Sewer Description

Private Septic
Yes

Water Heater Type

Tank
Yes

Interior Features

Cathedral Ceiling(s)
Yes
Ceiling Fan(s)
Yes
Storage
Yes
Walk-In Closet(s)
Yes

Exterior Features

Shed(s)
Yes

Appliances

Clothes Dryer
Yes
Clothes Washer
Yes
Dishwasher
Yes
Microwave Oven (Built In)
Yes
Range Electric
Yes
Refrigerator
Yes

Floors

Tile - i.e. ceramic
Yes
Wood
Yes

Boat Dock Desc

Stationary
Yes

Water Features

Cove
Yes

Windows

Insulated
Yes

Exterior Doors

French
Yes
Wood
Yes

Water Htr Energy

Electric
Yes

Property Features

Style of House: Contemporary Limited Service: Not Limited Service Lot Description: Gentle Sloping; Level Construction: Stone; Stucco Basement: Full Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Living Room Interior Features: Cathedral Ceiling(s); Ceiling Fan(s); Storage; Walk-In Closet(s) Exterior Features: Shed(s) Views: Lake Appliances: Dishwasher; Clothes Dryer; Microwave Oven (Built In); Refrigerator; Range Electric; Clothes Washer Misc Features: Paved Road Floors: Tile - i.e. ceramic; Wood Windows: Insulated Exterior Doors: French; Wood Water Description: Private Well Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Boat Dock Desc: Stationary Water Features: Cove Water Details: Short Term Rental

Room Information

Primary Bedroom Level: Entry Level: Entry Bedroom 2 Level: Entry Level: Entry Bedroom 3 Level: Entry Level: Entry Bedroom 4 Level: Lower Level: Lower Bedroom 5 Level: Lower Level: Lower Bedroom 6 Level: Lower Level: Lower Bedroom 7 Level: Lower Level: Lower Bedroom 8 Level: Upper Level: Upper Dining Room Level: Entry Level: Entry Family Room Level: Lower Level: Lower Foyer Level: Entry Level: Entry Great Room Level: Upper Level: Upper Kitchen Level: Entry Level: Entry Laundry Level: Entry Level: Entry Living Room Level: Entry Level: Entry Recreation Room Level: Lower Level: Lower Work Room Level: Lower Level: Lower
Listing Office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Last Updated: April - 17 - 2026
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Deborah F. Beran Inc.
dba Deb Beran Properties
6655 Scruggs Road
Moneta, VA 24121
540-721-1488 Office
540-529-4229 Cell

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