74 Montego Bay DR, Moneta, VA 24121

$808,950

Virtual Tour

https://www.zillow.com/view-imx/8ad3bb54-47a1-4afa-a5b2-66569735b4dd?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

inviting entrance with fragrant gardenias

master bath/walk-in closet with organizers

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 2,856 Lot Size (sq. ft.): 50,965 Status: Closed

Current Price: $808,950 List Date: 5/25/2025 Last Modified: 9/13/2025

Overview

Description

A rare opportunity to own a one level Villa on Montego Bay Drive. This home features Breathtaking wide Lake and Mountain views from almost every window. It comes with a Covered Deeded boat slip with remote (#10) at the deepest end of the dock. Fabulous gourmet eat in kitchen with classic cabinets, granite counter tops and stainless steel appliances. This spotless home boasts 10' ceilings and gleaming hardwood floors. Gas Fireplace in the great room. Extra large Master suite features tray ceilings and a huge walk-in closet with organizers and drawers and a luxurious master bath with whirlpool bath. Tranquil covered screen porch to enjoy those spectacular views. Irrigation system, Lawn mowing and dock maintenance covered by POA.

Listing Details MLS# 917643

Location, Tax & Legal

Area: 0490 - SML Franklin County
Street Number: 74
Street Name: Montego Bay
Street Suffix: DR
State/Province: VA
Zip Code: 24121
Subdivision: Montego Bay
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Major Area: 04 - Franklin County
Phase: Yes
Lot: 6
Block: No
Tax ID: 032 00-018 17
Annual Taxes: 2675
Section: ph1
Zoning Code: RPD
POA Y/N: Yes
POA/Condo Dues: 905
POA/Condo Terms A/M: Annual

General Property Description

Property Sub-Type: Single Family Residence
Residential Type: Detached
Construction Status: Completed
Year Built: 2005
Total Bdrm: 2
Total Bths: 2
Total F Baths: 2
Entry Above Grd Fin SQFT: 2856
Total Fnshd SqFt: 2856
Total Above Grd Fin SQFT: 2856
Grand Total Attached SQFT: 2856
Basement Y/N: No
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 2
Primary Covered Parking SQFT: 528
Uncovered Parking: Off Street Parking
Total Cov'd Prk Spc: 2
Total Acreage: 1.17
Water Class: Water Access Only
Water ID: Smith Mtn Lake
Upper Above Grd Fin SQFT: 0
Other Above Grd Fin SQFT: 0
Total Unfin SQFT: 0

Status Change Info

Ratified Contract Dt: 2025-07-30
Sold Date: 2025-09-12

Fireplace

# Fireplaces: Yes
Great Room: Yes

Internet Access

Cur'nt Internet Prov: b2X

More Information

Primary Bedrooms

Primary BR Entry Lvl: Yes

Bedrooms

BR Entry Level: 2

Full Baths

Full Baths Entry Lvl: 2

Laundry

Laundry Entry Level: Yes

Water Acc Only A

Access - On/Off Site: On Site

Water Details

Number Covered Slips: Yes

Remarks & Misc

Directions: From HFB, L-616 (Scruggs Rd), L-Bluewater Dr, R-Saunders Farm Rd, R-Winding Waters Dr, into Montego Bay, R-on to private drive, just before Montego Bay Dr to 1st home on Left.

Style of House

1 Story: Yes
Contemporary: Yes

Limited Service

Not Limited Service: Yes

Lot Description

Gentle Sloping: Yes
Views: Yes

Construction

Stucco: Yes

Basement

Crawl Space: Yes

Views

Lake: Yes
Mountain(s): Yes

Unfinished Attached SQFT

Entry Above Grd Unfin SQFT: 0

Heating

Heat Pump Electric: Yes

Misc Features

Paved Road: Yes
Underground Util: Yes

Cooling

Heat Pump Electric: Yes

Water Description

Community System: Yes

Sewer Description

Private Septic: Yes

Water Heater Type

Tank: Yes

Interior Features

Bookcases: Yes
Breakfast Area: Yes
Ceiling Fan(s): Yes
Drapes: Yes
Security System: Yes
Walk-In Closet(s): Yes
Whirlpool Bath: Yes

Energy Features

2 X 6 Exterior Walls: Yes

Exterior Features

Paved Driveway: Yes

Porch

Covered Porch: Yes
Screened Porch: Yes
Front Porch: Yes

Appliances

Clothes Dryer: Yes
Clothes Washer: Yes
Dishwasher: Yes
Disposer: Yes
Garage Door Opener: Yes
Microwave Oven (Built In): Yes
Range Electric: Yes
Refrigerator: Yes
Wall Oven: Yes

Floors

Carpet: Yes
Tile - i.e. ceramic: Yes
Wood: Yes

Boat Dock Desc

Boat Hoist: Yes

Water Features

Southern Exposure: Yes

Windows

Insulated: Yes
Screen: Yes

Exterior Doors

Other - See Remarks: Yes

Water Acc Only B

Deed/Assgn Dock: Yes

Water Htr Energy

Electric: Yes

Slr Pd Fin Concessns

Not Disclosed: Yes

Property Features

Style of House: 1 Story; Contemporary Limited Service: Not Limited Service Lot Description: Gentle Sloping; Views Construction: Stucco Basement: Crawl Space Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Great Room Energy Features: 2 X 6 Exterior Walls Interior Features: Bookcases; Breakfast Area; Ceiling Fan(s); Drapes; Security System; Walk-In Closet(s); Whirlpool Bath Exterior Features: Paved Driveway Views: Lake; Mountain(s) Appliances: Dishwasher; Disposer; Clothes Dryer; Microwave Oven (Built In); Garage Door Opener; Wall Oven; Refrigerator; Range Electric; Clothes Washer Misc Features: Paved Road; Underground Util Floors: Carpet; Tile - i.e. ceramic; Wood Windows: Insulated; Screen Exterior Doors: Other - See Remarks Porch: Covered Porch; Screened Porch; Front Porch Water Description: Community System Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Water Acc Only B: Deed/Assgn Dock Boat Dock Desc: Boat Hoist Water Features: Southern Exposure Slr Pd Fin Concessns: Not Disclosed

Room Information

Primary Bedroom Level: Entry Level: Entry Remarks: primary Bedroom 2 Level: Entry Level: Entry Remarks: guest Breakfast Area Level: Entry Level: Entry Dining Area Level: Entry Level: Entry Eat-in Kitchen Level: Entry Level: Entry Great Room Level: Entry Level: Entry Dining Room Level: Entry Level: Entry Laundry Level: Entry Level: Entry Foyer Level: Entry Level: Entry

Listing Office: WAINWRIGHT & CO., REALTORS®- LAKE

Last Updated: September - 13 - 2025

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