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Deborah F. Beran Inc

Smith Mountain Lake Real Estate for Sale

540-721-1488 | 540-529-4229 Cell
Deborah F. Beran Inc., Broker/Owner
ABR, CFSP, CLHMS, CRS, GRI, Guild Elite, MCNE
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620 Winding Waters DR, Moneta, VA 24121 (MLS# 916445)

620 Winding Waters DR, Moneta, VA 24121

$1,335,000
1

Virtual Tour

https://showsgreat.photography/620-Winding-Waters-Dr/idx
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Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 4,650 Lot Size (sq. ft.): 25,700 Status: Closed
Current Price: $1,335,000 List Date: 4/21/2025 Last Modified: 12/09/2025

Overview

Description

LOCATION! LOCATION! LOCATION! AND GREAT OPEN WATER VIEWS!- This 4,500 FSF, SML waterfront home with its 197 feet of waterfrontage and two large covered boat slips and two large floating docks is ideally located just inside the Winding Waters ''No Wake Buoys'' off of the lake's main channel between Halesford Bridge and the Virginia State Park. The property offers very convenient, centrally-located access by boat to all parts of the lake and by car to the Franklin Community Park and Westlake area shopping, restaurants, other service businesses and medical facilities and offices. You will know that you are at the lake with this home's beautiful lake views from almost every room and outside from the large, covered lake level deck and large , open upper main entry level deck.

Supplements: Lake living is at its best at this property where you can eat, drink and enjoy wonderful memory-filled times with your family, friends, neighbors and business associates inside and outside on either of the two home length, waterside decks , or just spend some quiet, relaxing time by yourself on these decks and at the dock with great lake and Smith ... (Read more) Lake living is at its best at this property where you can eat, drink and enjoy wonderful memory-filled times with your family, friends, neighbors and business associates inside and outside on either of the two home length, waterside decks , or just spend some quiet, relaxing time by yourself on these decks and at the dock with great lake and Smith Mountain views, spring, summer and fall breezes and shade from the large lake-side trees on this property. Inside of this home's main, entry living 2,250 FSF level you have a large open great room with adjoining open dining area and eat-in kitchen with lots of skylights allowing natural light into this home plus a gas log fireplace and a covered, enclosed, unconditioned sunroom/porch and attached side deck area. On the main entry/living level, you also have (1) the primary bedroom with two walk-in closets, (2) the primary bath and another full bath with walk-in shower that can be accessed from the primary bedroom or from the adjoining hallway as a guest bathroom, (3) a music (library/den/office) room, (4) the laundry with easy access to the large attached two-car garage and (5) access to a nice-sized, enclosed sun room with access to side and rear decks. On the equally as large finished 2,250 FSF lower level, you have two large bedrooms each with its own full bathroom and lake views, an office that could also be furnished as another bedroom if needed plus a large open family room with its large masonry, gas log equipped fireplace and a wet bar where your family and guests will be very comfortably accommodated and have easy access to the full-home length, covered deck overlooking the lake. Compare the location of this property and its 4,500 FSF and 197 feet of waterfront with other comparably priced SML waterfront property listings before you make your purchase decision!

Listing Details MLS# 916445

Location, Tax & Legal

Area
0490 - SML Franklin County
Street Number
620
Street Name
Winding Waters
Street Suffix
DR
State/Province
VA
Zip Code
24121
Subdivision
Winding Waters
Municipality
Franklin County
Elementary School
Dudley
Middle School
Ben Franklin Middle
High School
Franklin County
Major Area
04 - Franklin County
Phase
0
Subdivision Map
Winding Waters
Lot
72
Block
No
Tax ID
032 03-064 00
Annual Taxes
4423
Section
2
Zoning Code
RPD
POA Y/N
Yes
POA/Condo Dues
160
POA/Condo Terms A/M
Annual

General Property Description

Property Sub-Type
Single Family Residence
Residential Type
Detached
Construction Status
Completed
Year Built
1992
Total Bdrm
3
Total Bths
4
Total F Baths
4
Entry Above Grd Fin SQFT
2250
Lower Below Grd Fin SQFT
2250
Total Fnshd SqFt
4500
Total Above Grd Fin SQFT
2250
Grand Total Attached SQFT
4650
Total Unfin SQFT
150
Basement Y/N
Yes
Prim. Covered Prking
Garage Attached
# Prim Cov Spaces
2
Primary Covered Parking SQFT
550
Uncovered Parking
Off Street Parking
Uncovered # Spaces
4
Total Cov'd Prk Spc
2
Total Acreage
0.59
Water Class
Waterfront Property
Water ID
Smith Mtn Lake
Length of Waterfront
197
Upper Above Grd Fin SQFT
0
Entry Below Grd Fin SQFT
0
Other Above Grd Fin SQFT
0
Other Below Grd Fin SQFT
0
Detached Above Grd Fin SQFT
0

Status Change Info

Ratified Contract Dt
2025-11-01
Sold Date
2025-12-05

Unfinished Attached SQFT

Entry Above Grd Unfin SQFT
150

Fireplace

# Fireplaces
2
Gas Log
Yes
Family Room
Yes
Great Room
Yes

More Information

Internet Access

Cur'nt Internet Prov
Brightspeed
Cable
Yes

Primary Bedrooms

Primary BR Entry Lvl
Yes

Bedrooms

BR Entry Level
Yes
BR Lower Level
2

Full Baths

Full Baths Entry Lvl
2
Full Baths Lower Lvl
2

Laundry

Laundry Entry Level
Yes

Water Details

Channel Marker
R24
Shoreline Mgmt Plan
Yes
Number Covered Slips
2

Remarks & Misc

Directions
FROM HFB: Rt. 122 S to L on Scruggs Rd.; L on Bluewater; R on Saunders Farm; L on Winding Waters Dr. to Home on R at Cul-De-Sac (#620).

Style of House

Contemporary
Yes

Limited Service

Not Limited Service
Yes

Lot Description

Varied
Yes

Construction

Wood
Yes

Basement

Full
Yes
Walk-Out Access
Yes

Views

Lake
Yes
Sunrise
Yes

Heating

Heat Pump Electric
Yes

Leased Equipment

Propane Tank
Yes

Misc Features

Cable TV
Yes
Cul-De-Sac
Yes
Paved Road
Yes
Underground Util
Yes

Cooling

Heat Pump Electric
Yes

Water Description

Community System
Yes

Sewer Description

Private Septic
Yes

Water Heater Type

Tank
Yes

Interior Features

Cathedral Ceiling(s)
Yes
Ceiling Fan(s)
Yes
Drapes
Yes
Skylight
Yes
Walk-In Closet(s)
Yes
Whirlpool Bath
Yes

Exterior Features

Deck
Yes
Paved Driveway
Yes
Sunroom
Yes

Appliances

Clothes Dryer
Yes
Clothes Washer
Yes
Cook Top
Yes
Dishwasher
Yes
Disposer
Yes
Freezer
Yes
Garage Door Opener
Yes
Refrigerator
Yes
Wall Oven
Yes

Floors

Carpet
Yes
Tile - i.e. ceramic
Yes

Boat Dock Desc

A-Roof
Yes
Boat Hoist
Yes
Floater
Yes
Stationary
Yes

Water Features

Cove
Yes
No Wake Area
Yes
Riprap Shoreline
Yes

Windows

Insulated
Yes

Exterior Doors

Insulated
Yes
Sliding
Yes

Water Htr Energy

Electric
Yes

Slr Pd Fin Concessns

No
Yes

Property Features

Style of House: Contemporary Limited Service: Not Limited Service Lot Description: Varied Construction: Wood Basement: Full; Walk-Out Access Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Gas Log; Family Room; Great Room Interior Features: Cathedral Ceiling(s); Ceiling Fan(s); Drapes; Skylight; Walk-In Closet(s); Whirlpool Bath Exterior Features: Deck; Paved Driveway; Sunroom Views: Lake; Sunrise Appliances: Cook Top; Dishwasher; Disposer; Clothes Dryer; Freezer; Garage Door Opener; Wall Oven; Refrigerator; Clothes Washer Leased Equipment: Propane Tank Misc Features: Cable TV; Cul-De-Sac; Paved Road; Underground Util Floors: Carpet; Tile - i.e. ceramic Windows: Insulated Exterior Doors: Insulated; Sliding Water Description: Community System Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Internet Access: Cable Boat Dock Desc: A-Roof; Floater; Stationary; Boat Hoist Water Features: Cove; Riprap Shoreline; No Wake Area Slr Pd Fin Concessns: No

Room Information

Foyer Level: Entry Level: Entry Great Room Level: Entry Level: Entry Dining Area Level: Entry Level: Entry Eat-in Kitchen Level: Entry Level: Entry Sun Room Level: Entry Level: Entry Laundry Level: Entry Level: Entry Library Level: Entry Level: Entry Primary Bedroom Level: Entry Level: Entry Family Room Level: Lower Level: Lower Bedroom 2 Level: Lower Level: Lower Bedroom 3 Level: Lower Level: Lower Office Level: Lower Level: Lower
Listing Office: RE/MAX LAKEFRONT REALTY INC
Last Updated: December - 09 - 2025
All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.

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Deborah F. Beran Inc.
dba Deb Beran Properties
6655 Scruggs Road
Moneta, VA 24121
540-721-1488 Office
540-529-4229 Cell

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