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Smith Mountain Lake Real Estate for Sale

540-721-1488 | 540-529-4229 Cell
Deborah F. Beran Inc., Broker/Owner
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40 Bay Front RD, Penhook, VA 24137 (MLS# 919478)

40 Bay Front RD, Penhook, VA 24137

$645,000
40 bay front rd_001 40 bay front rd_003 Main Floor Lower Level Entry Family Room Virtual Staged Family Room Fireplace Kitchen Virtually Staged Kitchen Dining Room Virtually Staged Dining Room Primary Bedroom Virtual Staged Primary Bedroom Primary Bathroom Virtually Staged Primary Bathroom 2nd Bedroom Virtually Staged 2nd Bedroom 3rd Bedroom Virtually Staged 3rd Bedroom Lower Level Rec Area Virtually Staged Lowel Level Rec Area Powder Room Lower Level Bedroom Virtually Staged Lower Level Bedroom Lower Level Full Bath 40 bay front rd_020 40 bay front rd_056 Lake view from rear deck 40 bay front rd_060 40 bay front rd_063 40 bay front rd_068 40 bay front rd_070 The Water's Edge Country Club
Property Type: Residential Bedrooms: 4 Baths: 3.1 Square Footage: 3,602 Lot Size (sq. ft.): 35,284 Status: Closed
Current Price: $645,000 List Date: 8/08/2025 Last Modified: 12/29/2025

Overview

Description

For the first time in 30 years, this inviting lake-view home is available in the highly desirable Water's Edge neighborhood. Located on a beautifully landscaped lot with mature trees, outdoor gardens, and stunning views of the lake, this property offers both privacy and natural beauty in a truly special setting. The home exudes a charm and authenticity that's increasingly rare. The open floor plan features a soaring great room with cathedral ceilings and a fireplace with stone hearth, flowing effortlessly into a spacious kitchen designed for both everyday living and entertaining. A separate dining room allows for large family gathering, while the main-level primary suite includes lake views, a walk-in closet, and a calming sense of retreat. Two additional bedrooms complete the

Supplements: main floor. The finished walk-out lower level provides remarkable flexibility, ideal for guests or multigenerational living. It includes a full second kitchen, large recreation room with fireplace, bedroom, office, and 1.5 baths. The interior has just been freshly painted and is ready for you to move in and enjoy! Outdoor living is just as appeali ... (Read more) main floor. The finished walk-out lower level provides remarkable flexibility, ideal for guests or multigenerational living. It includes a full second kitchen, large recreation room with fireplace, bedroom, office, and 1.5 baths. The interior has just been freshly painted and is ready for you to move in and enjoy! Outdoor living is just as appealing, with a screened porch, expansive deck, and patio all offering serene spaces to relax or gather with friends, surrounded by gardens and views of the lake. Fully immerse yourself in the community by joining The Water's Edge Country Club and its renowned amenities including golf, equestrian, pool, tennis, restaurant and more. The Water's Edge golf course stands as a premier attraction of our lakefront community. This 18-hole, PGA Championship course was masterfully designed by the late R.F. Loving Jr., ASGC a nationally acclaimed golf course architect known for his visionary layouts and meticulous craftsmanship. Membership at The Water's Edge includes automatic enrollment in the prestigious McConnell Golf network. As a McConnell Golf member, you and your family gain access to an exclusive collection of private golf and country clubs across the region offering world-class amenities, championship-level courses, and a community of fellow golf enthusiasts. Current owner has an active country club membership. Don't miss your chance to see this wonderful home.

Listing Details MLS# 919478

Location, Tax & Legal

Area
0490 - SML Franklin County
Street Number
40
Street Name
Bay Front
Street Suffix
RD
State/Province
VA
Zip Code
24137
Subdivision
The Waters Edge
Municipality
Franklin County
Elementary School
Glade Hill
Middle School
Ben Franklin Middle
High School
Franklin County
Major Area
04 - Franklin County
Phase
0
Lot
156
Block
No
Tax ID
0510706100
Annual Taxes
2588
Section
2
Zoning Code
RPD
POA Y/N
Yes
POA/Condo Dues
200
POA/Condo Terms A/M
Annual

General Property Description

Property Sub-Type
Single Family Residence
Residential Type
Detached
Construction Status
Completed
Year Built
1990
Total Bdrm
4
Total Bths
3.1
Total F Baths
3
Total H Baths
Yes
Entry Above Grd Fin SQFT
2058
Lower Below Grd Fin SQFT
1544
Total Fnshd SqFt
3602
Total Above Grd Fin SQFT
2058
Grand Total Attached SQFT
3602
Basement Y/N
Yes
Prim. Covered Prking
Garage Attached
# Prim Cov Spaces
2
Uncovered Parking
Off Street Parking
Uncovered # Spaces
2
Total Cov'd Prk Spc
2
Lot Dimensions
215 x 115
Total Acreage
0.81
Water Class
Water Access Only
Water ID
Smith Mtn Lake
Upper Above Grd Fin SQFT
0
Other Above Grd Fin SQFT
0
Total Unfin SQFT
0

Status Change Info

Ratified Contract Dt
2025-11-08
Sold Date
2025-12-23

Primary Bedrooms

Primary BR Entry Lvl
Yes

Bedrooms

BR Entry Level
3
BR Lower Level
Yes

More Information

Full Baths

Full Baths Entry Lvl
2
Full Baths Lower Lvl
Yes

Half Baths

Half Baths Lower Lvl
Yes

Laundry

Laundry Lower Level
Yes

Water Acc Only A

Access - On/Off Site
On Site

Remarks & Misc

Directions
From Westlake, take 122S, L-Scruggs RD, R-Brooks Mill, L-RT 40, L-SR645, L-Smith MTN RD, L-Water's Edge DR, L-Cross Harbor DR, L-Bay Front RD to 40 Bay Front.

Style of House

Contemporary
Yes

Limited Service

Not Limited Service
Yes

Lot Description

Gentle Sloping
Yes

Construction

Stone
Yes
Wood
Yes

Basement

Full
Yes
Walk-Out Access
Yes

Views

Lake
Yes

Heating

Heat Pump Electric
Yes

Misc Features

Cable TV
Yes
Paved Road
Yes
Underground Util
Yes

Cooling

Heat Pump Electric
Yes

Fireplace

Gas Log
Yes
Basement
Yes
Great Room
Yes

Water Description

Public
Yes

Sewer Description

Private Septic
Yes

Water Heater Type

Tank
Yes

Interior Features

Cathedral Ceiling(s)
Yes
Ceiling Fan(s)
Yes
Drapes
Yes
Skylight
Yes
Walk-In Closet(s)
Yes

Internet Access

Cable
Yes

Exterior Features

Deck
Yes
Patio
Yes
Paved Driveway
Yes

Porch

Covered Porch
Yes
Screened Porch
Yes

Appliances

Clothes Dryer
Yes
Clothes Washer
Yes
Compacter
Yes
Dishwasher
Yes
Garage Door Opener
Yes
Range Electric
Yes
Refrigerator
Yes

Floors

Carpet
Yes
Tile - i.e. ceramic
Yes
Wood
Yes

Area Amenities

Common Pool
Yes
Private Golf
Yes

Windows

Insulated
Yes
Screen
Yes

Exterior Doors

Sliding
Yes
Wood
Yes

Water Acc Only B

Community Boat Ramp
Yes
Community Dock
Yes

Water Htr Energy

Electric
Yes

Slr Pd Fin Concessns

No
Yes

Property Features

Style of House: Contemporary Limited Service: Not Limited Service Lot Description: Gentle Sloping Construction: Stone; Wood Basement: Full; Walk-Out Access Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Gas Log; Basement; Great Room Interior Features: Cathedral Ceiling(s); Ceiling Fan(s); Drapes; Skylight; Walk-In Closet(s) Exterior Features: Deck; Patio; Paved Driveway Views: Lake Appliances: Compacter; Dishwasher; Clothes Dryer; Garage Door Opener; Refrigerator; Range Electric; Clothes Washer Misc Features: Cable TV; Paved Road; Underground Util Area Amenities: Private Golf; Common Pool Floors: Carpet; Tile - i.e. ceramic; Wood Windows: Insulated; Screen Exterior Doors: Sliding; Wood Porch: Covered Porch; Screened Porch Water Description: Public Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Internet Access: Cable Water Acc Only B: Community Dock; Community Boat Ramp Slr Pd Fin Concessns: No
Listing Office: WAINWRIGHT & CO., REALTORS®- LAKE
Last Updated: December - 29 - 2025
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Deborah F. Beran Inc.
dba Deb Beran Properties
6655 Scruggs Road
Moneta, VA 24121
540-721-1488 Office
540-529-4229 Cell

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