385 Cross Harbor DR, Penhook, VA 24137

$1,150,000

Virtual Tour

https://showsgreat.photography/385-Cross-Harbor-Dr/idx

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,882 Lot Size (sq. ft.): 27,878 Status: Pending

Current Price: $1,150,000 List Date: 3/25/2026 Last Modified: 3/30/2026

Overview

Description

This home sits in a park like setting on a gently sloping lot. Enjoy the waterfront view from the large upper and/or lower deck or the screened porch. Main level living with a separate master bedroom floor plan, Laundry is also on this level. The lower level, currently decorated as a family room/game room. This large area could be reconfigured for a 4th bedroom. Lakeside boathouse includes storage room & a nice sitting area. The shoreline provides walk-in water-access allowing children or pets to play & have fun at the Lake! Looking for more entertainment, this home is located in The Waters Edge Golf & Country Club with the following amenities: Golf, Pool, Tennis, Pickleball, Horseback riding, Dining/Bar & More. Membership available.

Listing Details MLS# 925222

Location, Tax & Legal

Area: 0490 - SML Franklin County
Street Number: 385
Street Name: Cross Harbor
Street Suffix: DR
State/Province: VA
Zip Code: 24137
Subdivision: The Waters Edge
Municipality: Franklin County
Elementary School: Glade Hill
Middle School: Ben Franklin Middle
High School: Franklin County
Major Area: 04 - Franklin County
Phase: 0
Subdivision Map: The Waters Edge
Lot: 153
Block: No
Tax ID: 0510705800
Annual Taxes: 4233.36
Section: 2
Zoning Code: RPD
POA Y/N: Yes
POA/Condo Dues: 0
POA/Condo Terms A/M: Annual

General Property Description

Property Sub-Type: Single Family Residence
Residential Type: Detached
Construction Status: Completed
Year Built: 1988
Total Bdrm: 3
Total Bths: 3
Total F Baths: 3
Entry Above Grd Fin SQFT: 1663
Lower Below Grd Fin SQFT: 1219
Total Fnshd SqFt: 2882
Total Above Grd Fin SQFT: 1663
Grand Total Attached SQFT: 2882
Basement Y/N: Yes
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 2
Uncovered Parking: Off Street Parking
Uncovered # Spaces: 4
Total Cov'd Prk Spc: 2
Total Acreage: 0.64
Water Class: Waterfront Property
Water ID: Smith Mtn Lake
Length of Waterfront: 119
Upper Above Grd Fin SQFT: 0
Other Above Grd Fin SQFT: 0
Total Unfin SQFT: 0

Status Change Info

Ratified Contract Dt: 2026-03-27

Internet Access

Cur'nt Internet Prov: Shentel
Cable: Yes

Primary Bedrooms

Primary BR Entry Lvl: Yes

More Information

Bedrooms

BR Entry Level: 3

Full Baths

Full Baths Entry Lvl: 2
Full Baths Lower Lvl: Yes

Laundry

Laundry Entry Level: Yes

Water Details

Number Covered Slips: Yes

Remarks & Misc

Directions: From Penhook: Turn on Old Mtn. Rd., L-Smith Mtn. Rd., L- Waters Edge Dr., L- Cross Harbour Dr. to home on Left

Style of House

Cottage: Yes

Limited Service

Not Limited Service: Yes

Construction

Wood: Yes

Basement

Full: Yes
Walk-Out Access: Yes

Views

Lake: Yes
Sunset: Yes

Heating

Heat Pump Electric: Yes

Misc Features

Cable TV: Yes
Underground Util: Yes

Cooling

Heat Pump Electric: Yes

Water Description

Community System: Yes

Sewer Description

Private Septic: Yes

Water Heater Type

Tank: Yes

Interior Features

Breakfast Area: Yes
Cathedral Ceiling(s): Yes
Ceiling Fan(s): Yes

Exterior Features

Deck: Yes
Paved Driveway: Yes

Porch

Screened Porch: Yes
Front Porch: Yes

Appliances

Clothes Dryer: Yes
Clothes Washer: Yes
Dishwasher: Yes
Microwave Oven (Built In): Yes
Range Electric: Yes
Refrigerator: Yes

Floors

Tile - i.e. ceramic: Yes
Wood: Yes

Boat Dock Desc

A-Roof: Yes
Boat Hoist: Yes
Floater: Yes
Storage/Util Bldg: Yes

Area Amenities

Private Golf: Yes
Tennis Court(s): Yes

Water Features

Cove: Yes
Riprap Shoreline: Yes

Windows

Clad: Yes
Insulated: Yes

Exterior Doors

Full View: Yes
Sliding: Yes

Water Htr Energy

Electric: Yes

Property Features

Style of House: Cottage Limited Service: Not Limited Service Construction: Wood Basement: Full; Walk-Out Access Heating: Heat Pump Electric Cooling: Heat Pump Electric Interior Features: Breakfast Area; Cathedral Ceiling(s); Ceiling Fan(s) Exterior Features: Deck; Paved Driveway Views: Lake; Sunset Appliances: Dishwasher; Clothes Dryer; Microwave Oven (Built In); Refrigerator; Range Electric; Clothes Washer Misc Features: Cable TV; Underground Util Area Amenities: Private Golf; Tennis Court(s) Floors: Tile - i.e. ceramic; Wood Windows: Clad; Insulated Exterior Doors: Full View; Sliding Porch: Screened Porch; Front Porch Water Description: Community System Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Internet Access: Cable Boat Dock Desc: A-Roof; Floater; Boat Hoist; Storage/Util Bldg Water Features: Cove; Riprap Shoreline

Room Information

Primary Bedroom Level: Entry Level: Entry Bedroom 2 Level: Entry Level: Entry Bedroom 3 Level: Entry Level: Entry Breakfast Area Level: Entry Level: Entry Great Room Level: Lower Level: Lower Kitchen Level: Entry Level: Entry Laundry Level: Entry Level: Entry Living Room Level: Entry Level: Entry

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Last Updated: March - 30 - 2026

All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.