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Smith Mountain Lake Real Estate for Sale

540-721-1488 | 540-529-4229 Cell
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320 Fingerlake RD, Penhook, VA 24137 (MLS# 931627)

320 Fingerlake RD, Penhook, VA 24137

New Listing
$995,000
DJI_20260921112342_0167_D MIB07066 MIB07063 MIB07078 MIB07090 MIB07099-R5 DJI_20260921111836_0146_D MIB07084 DJI_20260921111758_0144_D-R5 MIB07054 DJI_20260921112306_0164_D DJI_20260921111638_0140_D DJI_20260921111628_0139_D DJI_20260921111619_0138_D DJI_20260921111742_0143_D DJI_20260921112131_0159_D DJI_20260921112113_0158_D DJI_20260921112000_0152_D DJI_20260921111926_0148_D DJI_20260921112022_0154_D DJI_20260921112015_0153_D DJI_20260921111943_0149_D DJI_20260921112320_0165_D MIB07096-R5 MIB07093 MIB07087 MIB07081 MIB07033 MIB07030 MIB07024 MIB07021 MIB07036 MIB06961 MIB06964 MIB07039 MIB07045 MIB07075 MIB07042 MIB07072 MIB07069 MIB07048 MIB06970 MIB07018 MIB06850 MIB06847 MIB06856 MIB06859 MIB06865 MIB06862 MIB06868 MIB06877 MIB06874 MIB06892 MIB06880 MIB06889 MIB06883 MIB06907 MIB06910 MIB06916 MIB06919 MIB06913 MIB06922 MIB06928 MIB06925 MIB06901 MIB06895 MIB06952 MIB06949 MIB06940 MIB06943 MIB06937 MIB06934 MIB06931 MIB06976 MIB06946 MIB07015 MIB07003 MIB07000 MIB06997 MIB06994 MIB07012 MIB07009 MIB07006 MIB06988 MIB06985 MIB06982 MIB06979 DJI_20260921112200_0161_D DJI_20260921112057_0157_D-R5 DJI_20260921111954_0151_D-R5
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,796 Lot Size (sq. ft.): 21,344 Status: Active
Current Price: $995,000 List Date: 9/22/2026 Last Modified: 9/22/2026

Overview

Description

Welcome to your newly remodeled waterfront retreat on Smith Mountain Lake! This stunning 3-bedroom, 3-bathroom home combines modern updates with the relaxed charm of lakefront living. Step inside to discover a thoughtfully renovated interior with comfortable living spaces and breathtaking water views. The finished basement provides additional space for entertaining, complete with a built-in bar--perfect for hosting family and friends after a day on the lake. Outside, enjoy your own private waterfront setting with a large dock, offering plenty of room for boating, swimming, fishing, and soaking in the spectacular Smith Mountain Lake sunsets. Whether you're looking for a peaceful full-time residence, a weekend getaway, or an investment opportunity, this property offers exceptional versatility. With its prime waterfront setting, expansive views, remodeled interiors, finished basement, and impressive dock, this home is ready to enjoy. It also has the potential for use as a short-t ... (Read more) Welcome to your newly remodeled waterfront retreat on Smith Mountain Lake! This stunning 3-bedroom, 3-bathroom home combines modern updates with the relaxed charm of lakefront living. Step inside to discover a thoughtfully renovated interior with comfortable living spaces and breathtaking water views. The finished basement provides additional space for entertaining, complete with a built-in bar--perfect for hosting family and friends after a day on the lake. Outside, enjoy your own private waterfront setting with a large dock, offering plenty of room for boating, swimming, fishing, and soaking in the spectacular Smith Mountain Lake sunsets. Whether you're looking for a peaceful full-time residence, a weekend getaway, or an investment opportunity, this property offers exceptional versatility. With its prime waterfront setting, expansive views, remodeled interiors, finished basement, and impressive dock, this home is ready to enjoy. It also has the potential for use as a short-term rental! Come experience lake life at its finest!

Listing Details MLS# 931627

Location, Tax & Legal

Area
1690 - SML Pittsylvania County
Street Number
320
Street Name
Fingerlake
Street Suffix
RD
State/Province
VA
Zip Code
24137
Subdivision
Penhook
Municipality
Pittsylvania County
Elementary School
Gretna Elementary
Middle School
Gretna Middle
High School
Gretna High
Major Area
16 - Pittsylvania County
Phase
0
Lot
6
Block
No
Tax ID
1563-42-1053
Annual Taxes
3970
Section
No
Zoning Code
R1
POA Y/N
No

General Property Description

Property Sub-Type
Single Family Residence
Residential Type
Detached
Construction Status
Completed
Year Built
1981
Total Bdrm
3
Total Bths
3
Total F Baths
3
Entry Above Grd Fin SQFT
1596
Entry Below Grd Fin SQFT
1200
Total Fnshd SqFt
2796
Total Above Grd Fin SQFT
1596
Grand Total Attached SQFT
2796
Basement Y/N
Yes
Prim. Covered Prking
Carport Attached
# Prim Cov Spaces
Yes
Total Cov'd Prk Spc
Yes
Total Acreage
0.49
Water Class
Waterfront Property
Water ID
Smith Mtn Lake
Length of Waterfront
75
Upper Above Grd Fin SQFT
0
Other Above Grd Fin SQFT
0
Total Unfin SQFT
0

Primary Bedrooms

Primary BR Entry Lvl
Yes

Bedrooms

BR Entry Level
2
BR Lower Level
Yes

Full Baths

Full Baths Entry Lvl
2
Full Baths Lower Lvl
Yes

More Information

Laundry

Laundry Lower Level
Yes

Water Details

Number Covered Slips
3

Remarks & Misc

Public Remarks
Welcome to your newly remodeled waterfront retreat on Smith Mountain Lake! This stunning 3-bedroom, 3-bathroom home combines modern updates with the relaxed charm of lakefront living. Step inside to discover a thoughtfully renovated interior with comfortable living spaces and breathtaking water views. The finished basement provides additional space for entertaining, complete with a built-in bar--perfect for hosting family and friends after a day on the lake. Outside, enjoy your own private waterfront setting with a large dock, offering plenty of room for boating, swimming, fishing, and soaking in the spectacular Smith Mountain Lake sunsets. Whether you're looking for a peaceful full-time residence, a weekend getaway, or an investment opportunity, this property offers exceptional versatility. With its prime waterfront setting, expansive views, remodeled interiors, finished basement, and impressive dock, this home is ready to enjoy. It also has the potential for use as a short-term rental! Come experience lake life at its finest!
Directions
Left on to fingerlake and the property is the second drive way on the right.

Style of House

Ranch
Yes

Limited Service

Not Limited Service
Yes

Lot Description

Gentle Sloping
Yes

Construction

Brick
Yes
Vinyl
Yes

Basement

Full
Yes
Walk-Out Access
Yes

Views

Lake
Yes
Sunrise
Yes
Sunset
Yes

Heating

Heat Pump Electric
Yes

Cooling

Heat Pump Electric
Yes

Fireplace

Basement
Yes

Water Description

Private Well
Yes

Sewer Description

Private Septic
Yes

Water Heater Type

Tank
Yes

Interior Features

Cathedral Ceiling(s)
Yes

Exterior Features

Deck
Yes

Porch

Covered Porch
Yes

Appliances

Dishwasher
Yes
Range Electric
Yes
Refrigerator
Yes

Floors

Vinyl
Yes

Boat Dock Desc

Boat Hoist
Yes
Party Deck
Yes
Stationary
Yes

Water Features

No Wake Area
Yes

Water Htr Energy

Electric
Yes

Property Features

Style of House: Ranch Limited Service: Not Limited Service Lot Description: Gentle Sloping Construction: Brick; Vinyl Basement: Full; Walk-Out Access Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Basement Interior Features: Cathedral Ceiling(s) Exterior Features: Deck Views: Lake; Sunrise; Sunset Appliances: Dishwasher; Refrigerator; Range Electric Floors: Vinyl Porch: Covered Porch Water Description: Private Well Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Boat Dock Desc: Party Deck; Stationary; Boat Hoist Water Features: No Wake Area

Room Information

Room Name Level
Bedroom 1 Entry
Bedroom 2 Entry
Bedroom 3 Lower
Listing Office: RE/MAX LAKEFRONT REALTY INC
Last Updated: September - 22 - 2026
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dba Deb Beran Properties
6655 Scruggs Road
Moneta, VA 24121
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540-529-4229 Cell

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