• Skip to primary navigation
  • Skip to main content

Deborah F. Beran Inc

Smith Mountain Lake Real Estate for Sale

540-721-1488 | 540-529-4229 Cell
Deborah F. Beran Inc., Broker/Owner
ABR, CFSP, CLHMS, CRS, GRI, Guild Elite, MCNE
Schedule a home tour
  • Home
  • Listing Your Home
    • Featured Listings
  • Search SML Real Estate
    • Search Waterfront Homes $0 – 799k
    • Search Luxury Waterfront Homes $800+
    • Search Lake Access Properties
    • Search Golf Community Properties
    • Search SML Condos & Townhomes
    • Search SML Land & Lots
    • Search Franklin County Real Estate for Sale
      • Search Waterfront Homes in Franklin County
    • Search Bedford County VA Real Estate for Sale
      • Search Waterfront Homes in Bedford County
    • Search Waterfront Homes in Pittsylvania County
  • Top Communities
    • Beechwood Shores
    • Beechwood West
    • Bernard’s Landing Resort
    • The Boardwalk
    • Copper Cove (The Westlake)
    • Harbor Village
    • Isle of Pines
    • Mariners Landing Resort
    • Mountain View Shores
    • Village East
    • The Waterfront
    • The Water’s Edge
    • Waverly
  • SML Info
    • Find SML Accommodations
    • All About SML
    • SML Restaurant Guide
    • Things to do at SML
    • Smitty – Our Moving Truck
    • SML Professional Directory
    • AEP Shoreline Management
    • SML Current Water Level
    • SML Map
  • Market Data
    • Subscribe
    • Current Market Update
    • 10 Most Expensive SML Homes
  • News
  • Reviews
    • Client Testimonials
    • Leave A Review
  • Contact
    • Meet the Team

320 Fingerlake RD, Penhook, VA 24137 (MLS# 915528)

320 Fingerlake RD, Penhook, VA 24137

$650,000
33-DJI_20250326100111_0004

Virtual Tour

https://showsgreat.photography/320-Fingerlake-Rd/idx
Drone one 320 32-DJI_20250326100157_0010 31-DJI_20250326100133_0007 30-DJI_20250326100222_0013 drone 2 320 02-DSC00366 01-DSC00246 03-DSC00256 04-DSC00261 05-DSC00291 06-DSC00296 07-DSC00266 08-DSC00276 09-DSC00281 10-DSC00306 11-DSC00286 12-DSC00301 13-DSC00311 14-DSC00316 15-DSC00321 16-DSC00326 17-DSC00331 18-DSC00336 19-DSC00341 20-DSC00346 21-DSC00351 22-DSC00356 23-DSC00361 24-DSC00241 25-DSC00251 26-DSC00371
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,796 Lot Size (sq. ft.): 21,344 Status: Closed
Current Price: $650,000 List Date: 3/25/2025 Last Modified: 7/24/2025

Overview

Description

A Rare Waterfront Opportunity on Smith Mountain Lake! This sprawling 3-bedroom, 3-bath ranch-style home with a finished terrace level is brimming with potential and ready for your personal touch. Perfectly positioned to take in the beauty of Smith Mountain Lake, the open floor plan features a spacious sunroom offering panoramic lake views, along with multiple decks and porches ideal for outdoor living and entertaining. Downstairs, the terrace level boasts a cozy stone fireplace and an impressive bar area—perfect for hosting gatherings or relaxing after a day on the water. Whether you're looking for a full-time residence, a vacation retreat, or an investment property, this rare lakefront gem checks all the boxes—and short-term rentals are allowed, offering incredible income potential

Supplements: Seller is now offering short term owner financing with an acceptable offer. Fantastic investment opportunity.

Listing Details MLS# 915528

Location, Tax & Legal

Area
1690 - SML Pittsylvania County
Street Number
320
Street Name
Fingerlake
Street Suffix
RD
State/Province
VA
Zip Code
24137
Subdivision
Penhook
Municipality
Pittsylvania County
Elementary School
Gretna Elementary
Middle School
Gretna Middle
High School
Gretna High
Major Area
16 - Pittsylvania County
Phase
0
Lot
6
Block
No
Tax ID
1563-42-1053
Annual Taxes
3970
Section
No
Zoning Code
R1
POA Y/N
No

General Property Description

Property Sub-Type
Single Family Residence
Residential Type
Detached
Construction Status
Completed
Year Built
1981
Total Bdrm
3
Total Bths
3
Total F Baths
3
Entry Above Grd Fin SQFT
1596
Entry Below Grd Fin SQFT
1200
Total Fnshd SqFt
2796
Total Above Grd Fin SQFT
1596
Grand Total Attached SQFT
2796
Basement Y/N
Yes
Prim. Covered Prking
Carport Attached
# Prim Cov Spaces
3
Total Cov'd Prk Spc
3
Total Acreage
0.49
Water Class
Waterfront Property
Water ID
Smith Mtn Lake
Length of Waterfront
75
Upper Above Grd Fin SQFT
0
Other Above Grd Fin SQFT
0
Total Unfin SQFT
0

Status Change Info

Ratified Contract Dt
2025-05-07
Sold Date
2025-07-22

Primary Bedrooms

Primary BR Entry Lvl
Yes

Bedrooms

BR Entry Level
2
BR Lower Level
Yes

More Information

Full Baths

Full Baths Entry Lvl
2
Full Baths Lower Lvl
Yes

Laundry

Laundry Lower Level
Yes

Water Details

Number Covered Slips
3

Remarks & Misc

Directions
When you take a left onto fingerlake you then turn left at house number 300 property is located right next door

Style of House

Ranch
Yes

Limited Service

Not Limited Service
Yes

Construction

Brick
Yes
Vinyl
Yes

Basement

Full
Yes
Walk-Out Access
Yes

Views

Lake
Yes
Sunrise
Yes
Sunset
Yes

Heating

Heat Pump Electric
Yes

Cooling

Heat Pump Electric
Yes

Fireplace

Basement
Yes

Water Description

Private Well
Yes

Sewer Description

Private Septic
Yes

Interior Features

Cathedral Ceiling(s)
Yes

Exterior Features

Deck
Yes
Fenced Yard
Yes
Hot Tub
Yes

Porch

Covered Porch
Yes

Appliances

Dishwasher
Yes
Range Electric
Yes
Refrigerator
Yes

Floors

Laminate
Yes
Vinyl
Yes

Boat Dock Desc

Boat Hoist
Yes
Stationary
Yes

Water Features

No Wake Area
Yes

Property Features

Style of House: Ranch Limited Service: Not Limited Service Construction: Brick; Vinyl Basement: Full; Walk-Out Access Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Basement Interior Features: Cathedral Ceiling(s) Exterior Features: Deck; Fenced Yard; Hot Tub Views: Lake; Sunrise; Sunset Appliances: Dishwasher; Refrigerator; Range Electric Floors: Laminate; Vinyl Porch: Covered Porch Water Description: Private Well Sewer Description: Private Septic Boat Dock Desc: Stationary; Boat Hoist Water Features: No Wake Area

Room Information

Bedroom 1 Level: Entry Level: Entry
Listing Office: RE/MAX LAKEFRONT REALTY INC
Last Updated: July - 24 - 2025
All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.

Search powered by FBS Products

Your Smith Mountain Lake Properties Professional:

Deborah F. Beran Inc.
dba Deb Beran Properties
6655 Scruggs Road
Moneta, VA 24121
540-721-1488 Office
540-529-4229 Cell

Connect with Deborah Beran:

Facebook
Twitter
LinkedIn
YouTube
Pinterest
Instagram
Google Business Page

Industry Associations:

  • Licensed in the Commonwealth of Virginia
  • Member of the National Association of Realtors
  • Member of the Roanoke Valley Association of REALTORS®
Deborah Beran, Realtor, Broker logo image

Equal Housing Opportunity and Realtor Logos

Copyright © 2026 All Rights Reserved | Deborah F. Beran Inc. - dba Deb Beran Properties
Smith Mountain Lake Real Estate | Privacy Policy | Terms & Disclaimers | Sitemap | U.S. Vacation Lakes Guide