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Smith Mountain Lake Real Estate for Sale

540-721-1488 | 540-529-4229 Cell
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1811 Cutlass RD, Moneta, VA 24121 (MLS# 931794)

1811 Cutlass RD, Moneta, VA 24121

New Listing
$1,390,000
Wrought Iron and Stone Gate with 3 Car Unattached Garage on the Left. Private Paved Driveway Low Maintenance Home Almost Flat Walk to the Dock Private quiet Cove Low Maintenance Exterior Composite Decking Front Porch Floorplan(1) Items Remaining: TV, Fireplace, Sofa, Loveseat, Chair Lots of Views Open Floor Plan Items Remaining: High Table, 4 Chairs Dining Area Dining Area Items Remaining: Refrigerator, Microwave, Range, Dishwasher, 2 Bar Stools New Quartz Countertop Half Bath Off Kitchen Items Remaining: Shelves Main Level Hallway Items Remaining: TV, Bachelor's Chest, Dresser, Two Night Stands Master Bedroom Master Bedroom Master Bath With Walkin Shower Separate Sinks Items Remaining: TV, Dresser & Mirror, Matching Night Stand, Bed Bedroom 2 Bedroom 3/Office Bedroom 3/Office Main Level Hall Bath Basement Stairway Basement Floor Plan Lower Master Bedroom Items Remaining: Bed IMG_0631 IMG_0632 Lower Master Bath/Laundry IMG_0635 Items Remaining: Washer & Dryer Lower Master Bath IMG_0636 Items Remaining: TV, Refrigerator, Microwave, Fireplace IMG_0638 34-MIB07398 IMG_0640 IMG_0639 - Copy 36-MIB07404 Lower Level Bath #2 37-MIB07401 413sf of Open Living Space ready to be used as a 5hth or 6th bedroom with attached bathroom. The shop equipment does not stay. Items Remaining: TV, TV Stand, Installed Cabinets 46-MIB07434 IMG_0644 IMG_0645 - Copy IMG_0646 IMG_0647 IMG_0652 Lower Level Bath #2 IMG_0651 Upper Rear Deck IMG_0673 48-MIB07386 Upper Rear Deck IMG_0676 IMG_0674 IMG_0675 IMG_0669 - Copy 49-MIB07437 50-MIB07440 IMG_0666 03-DJI_20260903163852_0057_D 52-MIB07455 54-MIB07461 57-MIB07470 60-MIB07479 58-MIB07473 IMG_0662 59-MIB07476 IMG_0658 IMG_0660 IMG_0659 61-DJI_20260903163353_0048_D 05-DJI_20260903163316_0047_D 06-DJI_20260903163545_0052_D 63-DJI_20260903163428_0049_D 11 12 Boat For Sale IMG_0664 IMG_0665 Detached Garage(1) Detached Garage
Property Type: Residential Bedrooms: 4 Baths: 4.1 Square Footage: 3,008 Lot Size (sq. ft.): 45,738 Status: Active
Current Price: $1,390,000 List Date: 9/26/2026 Last Modified: 9/26/2026

Overview

Description

From the moment you enter this idyllic property through the majestic stone and wrought iron entrance gates, you sense something special awaits. This exceptional updated, low-maintenance like-new waterfront home sits on a very gently sloping lot, offering privacy, security and very nice lake views. The owners have invested significant love and money over the years updating the property with many highly desired quality features. Major updates include Approved 6 Bedroom Septic Permit, Composite Decking providing low maintenance, charm and quality finishes; a beautiful Granite Countertop in the updated kitchen making it a special place to work and entertain, Updated Bathrooms throughout the house, a fully Finished Basement with luxury vinyl flooring, two New Bathrooms and a Flexible area just waiting for your finishing touches; and the construction of a large detached Shop Building (28' deep x 40' wide x 10' high) providing 1120sf of space accommodating three or more cars and also featu ... (Read more) From the moment you enter this idyllic property through the majestic stone and wrought iron entrance gates, you sense something special awaits. This exceptional updated, low-maintenance like-new waterfront home sits on a very gently sloping lot, offering privacy, security and very nice lake views. The owners have invested significant love and money over the years updating the property with many highly desired quality features. Major updates include Approved 6 Bedroom Septic Permit, Composite Decking providing low maintenance, charm and quality finishes; a beautiful Granite Countertop in the updated kitchen making it a special place to work and entertain, Updated Bathrooms throughout the house, a fully Finished Basement with luxury vinyl flooring, two New Bathrooms and a Flexible area just waiting for your finishing touches; and the construction of a large detached Shop Building (28' deep x 40' wide x 10' high) providing 1120sf of space accommodating three or more cars and also features 10' x 40' of upstairs storage. Additionally, the house has a New Furnace and the Shop building is both Heated and Cooled, making it a comfortable man cave. Both can be monitored from your Cell Phone! A list of the numerous updates, totaling well over $200,000, is detailed in the Document file. This house has never been short-term rented but would be ideal for that use. The house currently has a 3-bedroom septic system but engineering is complete for a 6-bedroom system, awaiting only county approval. See the Document File The Flexible Space shown on the basement floor plan could easily be converted to additional bedroom space. As good stewards of the property, the owners also updated the waterfront which is only a few steps from the back door making it an easy multigenerational walk to enjoy the water. The dock has been enlarged and extended further into the lake, creating a fully functional boat lift that currently provides lake access even when the water level is 5' below full pond. The cove's gentle nature has created a highly desired beach area coveted by all ages, making it ideal for boating and swimming. This property provides the unique opportunity to enjoy the lake's most sought-after amenities: A Quality Built Home, An Abundance of Bedrooms and Bathrooms, Work Shop, Gently Sloping Lot, Central Location by Land and Lake, Short Term Rental Potential, Close to the SML Airport, Only a Few Steps from the Lake, Deep Water and a Beach! Come live the Lake Dream!

Listing Details MLS# 931794

Location, Tax & Legal

Area
0690 - SML Bedford County
Street Number
1811
Street Name
Cutlass
Street Suffix
RD
State/Province
VA
Zip Code
24121
Subdivision
The Forty Acres
Municipality
Bedford County
Elementary School
Huddleston
Middle School
Staunton River
High School
Staunton River
Major Area
06 - Bedford County
Phase
0
Lot
2
Block
No
Tax ID
243A2 2 A2
Annual Taxes
2866
Section
No
Zoning Code
R-1
POA Y/N
Yes
POA/Condo Dues
286
POA/Condo Terms A/M
Annual

General Property Description

Property Sub-Type
Single Family Residence
Residential Type
Detached
Construction Status
Completed
Year Built
2003
Total Bdrm
4
Total Bths
4.1
Total F Baths
4
Total H Baths
Yes
Entry Above Grd Fin SQFT
1508
Lower Below Grd Fin SQFT
1500
Total Fnshd SqFt
3008
Total Above Grd Fin SQFT
1508
Grand Total Attached SQFT
3008
Basement Y/N
Yes
Prim. Covered Prking
Garage Attached
# Prim Cov Spaces
2
Add'l Covered Prkng
Garage Detached
# Add Cov Spaces
3
Addl Covered Parking SQFT
1120
Primary Covered Parking SQFT
444
Total Cov'd Prk Spc
5
Total Acreage
1.05
Water Class
Waterfront Property
Water ID
Smith Mtn Lake
Length of Waterfront
105
Upper Above Grd Fin SQFT
0
Other Above Grd Fin SQFT
0
Total Unfin SQFT
0

Internet Access

Cur'nt Internet Prov
Xfinity
Fiber
Yes

Primary Bedrooms

Primary BR Entry Lvl
Yes
Primary BR Lower Lvl
Yes

Bedrooms

BR Entry Level
3
BR Lower Level
Yes

More Information

Full Baths

Full Baths Entry Lvl
2
Full Baths Lower Lvl
2

Half Baths

Half Baths Entry Lvl
Yes

Laundry

Laundry Lower Level
Yes

Water Details

Shoreline Mgmt Plan
Yes
Number Covered Slips
Yes
Short Term Rental
Yes

Remarks & Misc

Public Remarks
From the moment you enter this idyllic property through the majestic stone and wrought iron entrance gates, you sense something special awaits. This exceptional updated, low-maintenance like-new waterfront home sits on a very gently sloping lot, offering privacy, security and very nice lake views. The owners have invested significant love and money over the years updating the property with many highly desired quality features. Major updates include Approved 6 Bedroom Septic Permit, Composite Decking providing low maintenance, charm and quality finishes; a beautiful Granite Countertop in the updated kitchen making it a special place to work and entertain, Updated Bathrooms throughout the house, a fully Finished Basement with luxury vinyl flooring, two New Bathrooms and a Flexible area just waiting for your finishing touches; and the construction of a large detached Shop Building (28' deep x 40' wide x 10' high) providing 1120sf of space accommodating three or more cars and also features 10' x 40' of upstairs storage. Additionally, the house has a New Furnace and the Shop building is both Heated and Cooled, making it a comfortable man cave. Both can be monitored from your Cell Phone! A list of the numerous updates, totaling well over $200,000, is detailed in the Document file. This house has never been short-term rented but would be ideal for that use. The house currently has a 3-bedroom septic system but engineering is complete for a 6-bedroom system, awaiting only county approval. See the Document File The Flexible Space shown on the basement floor plan could easily be converted to additional bedroom space. As good stewards of the property, the owners also updated the waterfront which is only a few steps from the back door making it an easy multigenerational walk to enjoy the water. The dock has been enlarged and extended further into the lake, creating a fully functional boat lift that currently provides lake access even when the water level is 5' below full pond. The cove's gentle nature has created a highly desired beach area coveted by all ages, making it ideal for boating and swimming. This property provides the unique opportunity to enjoy the lake's most sought-after amenities: A Quality Built Home, An Abundance of Bedrooms and Bathrooms, Work Shop, Gently Sloping Lot, Central Location by Land and Lake, Short Term Rental Potential, Close to the SML Airport, Only a Few Steps from the Lake, Deep Water and a Beach! Come live the Lake Dream!
Directions
From HFB, North on 122, Right on Rt. 608 White House Rd, Right on Airport Rd, Left on Buccanner, Go past end of Runway and Right onto Cutlass, pass Benni Ct., turn Left into Driveway at Gate Posts.

Style of House

1 Story
Yes
Contemporary
Yes

Limited Service

Not Limited Service
Yes

Lot Description

Gentle Sloping
Yes
Views
Yes

Construction

Vinyl
Yes

Basement

Full
Yes
Walk-Out Access
Yes

Views

Lake
Yes

Heating

Heat Pump Electric
Yes

Misc Features

Cable TV
Yes
Maint-Free Exterior
Yes
Paved Road
Yes
Private Road
Yes
Underground Util
Yes

Cooling

Heat Pump Electric
Yes

Water Description

Private Well
Yes

Sewer Description

Private Septic
Yes

Water Heater Type

Tank
Yes

Interior Features

Breakfast Area
Yes
Cathedral Ceiling(s)
Yes
Ceiling Fan(s)
Yes
Drapes
Yes
Storage
Yes
Walk-In Closet(s)
Yes

Exterior Features

Deck
Yes
Garden Space
Yes
Patio
Yes
Paved Driveway
Yes
Other - See Remarks
Yes

Porch

Covered Porch
Yes
Front Porch
Yes
Rear Porch
Yes

Appliances

Clothes Dryer
Yes
Clothes Washer
Yes
Dishwasher
Yes
Freezer
Yes
Garage Door Opener
Yes
Microwave Oven (Built In)
Yes
Range Electric
Yes
Refrigerator
Yes

Floors

Carpet
Yes
Luxury Vinyl Plank
Yes
Vinyl
Yes

Boat Dock Desc

Boat Hoist
Yes
Floater
Yes
Party Deck
Yes
Stationary
Yes

Area Amenities

Marina Access
Yes
Restaurant
Yes

Water Features

Beach Front
Yes
Cove
Yes
Riprap Shoreline
Yes

Windows

Insulated
Yes
Tilt-In
Yes

Exterior Doors

Insulated
Yes
Sliding
Yes

Water Htr Energy

Electric
Yes

Property Features

Style of House: 1 Story; Contemporary Limited Service: Not Limited Service Lot Description: Gentle Sloping; Views Construction: Vinyl Basement: Full; Walk-Out Access Heating: Heat Pump Electric Cooling: Heat Pump Electric Interior Features: Breakfast Area; Cathedral Ceiling(s); Ceiling Fan(s); Drapes; Storage; Walk-In Closet(s) Exterior Features: Deck; Garden Space; Patio; Paved Driveway; Other - See Remarks Views: Lake Appliances: Dishwasher; Clothes Dryer; Freezer; Microwave Oven (Built In); Garage Door Opener; Refrigerator; Range Electric; Clothes Washer Misc Features: Cable TV; Maint-Free Exterior; Paved Road; Private Road; Underground Util Area Amenities: Marina Access; Restaurant Floors: Luxury Vinyl Plank; Carpet; Vinyl Windows: Insulated; Tilt-In Exterior Doors: Insulated; Sliding Porch: Covered Porch; Front Porch; Rear Porch Water Description: Private Well Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Internet Access: Fiber Boat Dock Desc: Party Deck; Floater; Stationary; Boat Hoist Water Features: Cove; Riprap Shoreline; Beach Front Water Details: Short Term Rental

Room Information

Room Name Level Remarks
Foyer Entry
Great Room Entry
Dining Area Entry
Kitchen Entry
Primary Bedroom Entry
Bedroom 2 Entry
Bedroom 3 Entry
Family Room Lower
Recreation Room Lower
Primary Bedroom Lower
Laundry Lower
Work Room Entry Little Storage Room off Garage, Could be a future Laundry
Listing Office: BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC
Last Updated: September - 26 - 2026
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Deborah F. Beran Inc.
dba Deb Beran Properties
6655 Scruggs Road
Moneta, VA 24121
540-721-1488 Office
540-529-4229 Cell

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