165 Spence RD, Union Hall, VA 24176

$649,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,900 Lot Size (sq. ft.): 37,462 Status: Active

Current Price: $649,900 List Date: 4/20/2026 Last Modified: 4/21/2026

Overview

Description

Charming Smith Mountain Lake Waterfront Cottage - at Very Affordable Price!! Fantastic Location on the water! This waterfront home is a retreat on Smith Mountain Lake! Comes with a 1 slip boat dock, perfect for fishing, waterfront enjoyment & your watercraft! This beautifully maintained NEW 3BR, 2BA home offers main-level living w a bright, open floor plan, vaulted ceilings, & luxury vinyl floors. Enjoy a spacious kitchen w island, and large primary suite. Relax on the covered porch or entertain on the expansive deck overlooking the peaceful, private yard. No steps to the dock. Over 100 feet of shoreline! Larger Very Nice BRAND NEW,1 SLIP DOCK, PERMANENT DOCK with Floater to be completed by June 2026!! Convenient to Westlake amenities yet tucked away in a serene setting with deep water!

Listing Details MLS# 926701

Location, Tax & Legal

Area: 0490 - SML Franklin County
Street Number: 165
Street Name: Spence
Street Suffix: RD
State/Province: VA
Zip Code: 24176
Subdivision: N/A
Municipality: Franklin County
Elementary School: Glade Hill
Middle School: Ben Franklin Middle
High School: Franklin County
Major Area: 04 - Franklin County
Phase: 0
Lot: Tract 2-B
Block: No
Tax ID: 0520002901
Annual Taxes: 1442
Section: No
Zoning Code: A1
POA Y/N: No

General Property Description

Property Sub-Type: Single Family Residence
Residential Type: Detached
Construction Status: Completed
Year Built: 2023
Total Bdrm: 3
Total Bths: 2
Total F Baths: 2
Entry Above Grd Fin SQFT: 1900
Total Fnshd SqFt: 1900
Total Above Grd Fin SQFT: 1900
Grand Total Attached SQFT: 1900
Basement Y/N: No
Prim. Covered Prking: N/A
Add'l Covered Prkng: Not Applicable
Total Acreage: 0.86
Water Class: Waterfront Property
Water ID: Smith Mtn Lake
Length of Waterfront: 100
Upper Above Grd Fin SQFT: 0
Other Above Grd Fin SQFT: 0
Total Unfin SQFT: 0
Total Cov'd Prk Spc: 0

Internet Access

Cur'nt Internet Prov: Shentel
Cable: Yes

Primary Bedrooms

Primary BR Entry Lvl: Yes

Bedrooms

BR Entry Level: 3

More Information

Full Baths

Full Baths Entry Lvl: 2

Laundry

Laundry Entry Level: Yes

Water Details

Number Covered Slips: Yes
Short Term Rental: Yes

Remarks & Misc

Directions: RT 40 to Kemp Ford Rd in Union Hall to Left on Spence Rd to home on the Left at sign.

Style of House

Ranch: Yes

Limited Service

Not Limited Service: Yes

Lot Description

Gentle Sloping: Yes
Views: Yes

Construction

Manufactured House: Yes
Vinyl: Yes

Basement

Crawl Space: Yes

Views

Lake: Yes
Sunrise: Yes
Sunset: Yes

Heating

Heat Pump Electric: Yes

Misc Features

Maint-Free Exterior: Yes
Manufac Home Allowed: Yes
New Construction: Yes
Paved Road: Yes
Private Road: Yes

Cooling

Heat Pump Electric: Yes

Water Description

Private Well: Yes

Sewer Description

Private Septic: Yes

Water Heater Type

Tank: Yes

Interior Features

Ceiling Fan(s): Yes
Storage: Yes
Walk-In Closet(s): Yes

Exterior Features

Deck: Yes
Fenced Yard: Yes
Garden Space: Yes

Porch

Covered Porch: Yes
Front Porch: Yes
Side Porch: Yes

Appliances

Dishwasher: Yes
Range Electric: Yes
Range Hood: Yes

Floors

Concrete: Yes
Laminate: Yes

Boat Dock Desc

A-Roof: Yes
Floater: Yes
Storage/Util Bldg: Yes

Area Amenities

Beach Access: Yes
Restaurant: Yes

Water Features

Main Channel: Yes
Point: Yes
Riprap Shoreline: Yes
Southern Exposure: Yes

Windows

Insulated: Yes

Exterior Doors

Insulated: Yes

Water Htr Energy

Electric: Yes

Property Features

Style of House: Ranch Limited Service: Not Limited Service Lot Description: Gentle Sloping; Views Construction: Manufactured House; Vinyl Basement: Crawl Space Heating: Heat Pump Electric Cooling: Heat Pump Electric Interior Features: Ceiling Fan(s); Storage; Walk-In Closet(s) Exterior Features: Deck; Fenced Yard; Garden Space Views: Lake; Sunrise; Sunset Appliances: Dishwasher; Range Electric; Range Hood Misc Features: Manufac Home Allowed; Maint-Free Exterior; New Construction; Paved Road; Private Road Area Amenities: Beach Access; Restaurant Floors: Concrete; Laminate Windows: Insulated Exterior Doors: Insulated Porch: Covered Porch; Front Porch; Side Porch Water Description: Private Well Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Internet Access: Cable Boat Dock Desc: A-Roof; Floater; Storage/Util Bldg Water Features: Point; Main Channel; Riprap Shoreline; Southern Exposure Water Details: Short Term Rental

Room Information

Bedroom 1 Level: Entry Level: Entry Bedroom 2 Level: Entry Level: Entry Bedroom 3 Level: Entry Level: Entry Breakfast Area Level: Entry Level: Entry Dining Area Level: Entry Level: Entry Foyer Level: Entry Level: Entry Kitchen Level: Entry Level: Entry Laundry Level: Entry Level: Entry Living Room Level: Entry Level: Entry Primary Bedroom Level: Entry Level: Entry

Listing Office: PROPERTY NAVIGATORS LLC

Last Updated: April - 21 - 2026

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