116 Clipper CIR, Moneta, VA 24121

New Listing

$1,525,000

Virtual Tour

https://rapidimagery.hd.pics/116-Clipper-Circle/idx

Lakeside -Entry Level full deck. Lower level Patio over looking the lake

Enjoy a cup of coffee watching the sunrise looking toward the Peaks of Otter and Main CHannel

Walk into open floor plan looking to the tree house view of the lake

Property Type: Residential Bedrooms: 4 Baths: 3.1 Square Footage: 3,742 Lot Size (sq. ft.): 26,136 Status: Active

Current Price: $1,525,000 List Date: 9/11/2026 Last Modified: 9/11/2026

Overview

Description

This lake home offers a rare sense of privacy and elevation, tucked into a park like setting while positioned within one of Smith Mountain Lake's premier golf and waterfront communities, The Waterfront Country Club. The setting is what truly distinguishes this property. Nestled in a quiet, deep water cove, the home enjoys 171 feet of protected shoreline where the water remains calm, peaceful, and ideal for swimming. With approximately 13 feet of water at full pond, slipping the boat in and out is effortless. No skiing, no wakeboarding--just quiet water, a naturalized lakeside yard, and a cove that feels like your own private swimming hole. Yet you are only minutes from a larger cove and then the main channel, offering a balance of serenity at home and convenience when you're ready to explore the lake. The home carries the charm of an original lake cottage with a modern, open feel. Built in 1985 and thoughtfully renovated in 2019 and 2022, the updates include opening the great ro ... (Read more) This lake home offers a rare sense of privacy and elevation, tucked into a park like setting while positioned within one of Smith Mountain Lake's premier golf and waterfront communities, The Waterfront Country Club. The setting is what truly distinguishes this property. Nestled in a quiet, deep water cove, the home enjoys 171 feet of protected shoreline where the water remains calm, peaceful, and ideal for swimming. With approximately 13 feet of water at full pond, slipping the boat in and out is effortless. No skiing, no wakeboarding--just quiet water, a naturalized lakeside yard, and a cove that feels like your own private swimming hole. Yet you are only minutes from a larger cove and then the main channel, offering a balance of serenity at home and convenience when you're ready to explore the lake. The home carries the charm of an original lake cottage with a modern, open feel. Built in 1985 and thoughtfully renovated in 2019 and 2022, the updates include opening the great room to highlight the wooded, treehouse like setting. Upon entering, the warm wooden ceiling frames the space, and views extend toward the Peaks of Otter--an uncommon vantage point that gives the home a sense of retreat and elevation rarely found at Smith Mountain Lake. Renovation highlights include engineered hickory flooring on both levels, fresh interior and exterior paint, and a beautifully updated kitchen featuring granite countertops, a new backsplash, and Bosch appliances. All bathrooms were fully renovated, including a standout primary suite with a copper soaking tub and a separate toilet room. The entry closet was removed to expand the great room, creating improved flow and stronger sightlines. In 2022, a mini split was added to heat and cool the side porch, and an Accessory Dwelling Unit was constructed above the utility/workshop garage. This private guest suite offers a bedroom, kitchen, full bath, and great room--ideal for extended family, multi generational living, or long term guests. The addition includes its own HVAC and water heater. Major systems include an approximate 2015 roof, 2016 shoreline riprap, a 26KW whole house generator, and the 2022 ADU with dedicated mechanicals. The Waterfront Country Club offers a private, amenity rich lifestyle at Smith Mountain Lake, blending championship golf, a welcoming 22,000 square foot clubhouse, tennis, fitness, dining, and a junior Olympic sized pool. Members enjoy a nearly 7,000 yard Fazio designed course, on site golf professionals, and a full calendar of events--all surrounded by the natural beauty and recreation of the lake. A premier community where golf, water, and lifestyle come together.

Listing Details MLS# 931121

Location, Tax & Legal

Area: 0490 - SML Franklin County
Street Number: 116
Street Name: Clipper
Street Suffix: CIR
State/Province: VA
Zip Code: 24121
Subdivision: The Waterfront
Municipality: Franklin County
Elementary School: Dudley
Middle School: Ben Franklin Middle
High School: Franklin County
Major Area: 04 - Franklin County
Phase: 0
Subdivision Map: Franklin
Lot: No
Block: No
Tax ID: 031 03-069 00
Annual Taxes: 4063
Section: 7
Zoning Code: RPD
POA Y/N: No
POA/Condo Dues: 0

General Property Description

Property Sub-Type: Single Family Residence
Residential Type: Detached
Construction Status: Completed
Year Built: 1985
Total Bdrm: 4
Total Bths: 3.1
Total F Baths: 3
Total H Baths: Yes
Entry Above Grd Fin SQFT: 1842
Lower Below Grd Fin SQFT: 1200
Other Above Grd Fin SQFT: 700
Total Fnshd SqFt: 3742
Total Above Grd Fin SQFT: 2542
Grand Total Attached SQFT: 3742
Basement Y/N: Yes
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 2
Uncovered Parking: Off Street Parking
Uncovered # Spaces: 4
Total Cov'd Prk Spc: 2
Total Acreage: 0.6
Water Class: Waterfront Property
Water ID: Smith Mtn Lake
Length of Waterfront: 171
Upper Above Grd Fin SQFT: 0
Total Unfin SQFT: 0

Fireplace

# Fireplaces: 2
Family Room: Yes
Great Room: Yes

Primary Bedrooms

Primary BR Entry Lvl: Yes
Primary BR Other Lvl: Yes

Bedrooms

BR Entry Level: Yes
BR Lower Level: 2
BR Other Level: Yes

More Information

Full Baths

Full Baths Entry Lvl: Yes
Full Baths Lower Lvl: Yes
Full Baths Other Lvl: Yes

Half Baths

Half Baths Entry Lvl: Yes

Laundry

Laundry Lower Level: Yes

Water Details

Channel Marker: R24
Number Covered Slips: Yes

Remarks & Misc

Public Remarks: This lake home offers a rare sense of privacy and elevation, tucked into a park like setting while positioned within one of Smith Mountain Lake's premier golf and waterfront communities, The Waterfront Country Club. The setting is what truly distinguishes this property. Nestled in a quiet, deep water cove, the home enjoys 171 feet of protected shoreline where the water remains calm, peaceful, and ideal for swimming. With approximately 13 feet of water at full pond, slipping the boat in and out is effortless. No skiing, no wakeboarding--just quiet water, a naturalized lakeside yard, and a cove that feels like your own private swimming hole. Yet you are only minutes from a larger cove and then the main channel, offering a balance of serenity at home and convenience when you're ready to explore the lake. The home carries the charm of an original lake cottage with a modern, open feel. Built in 1985 and thoughtfully renovated in 2019 and 2022, the updates include opening the great room to highlight the wooded, treehouse like setting. Upon entering, the warm wooden ceiling frames the space, and views extend toward the Peaks of Otter--an uncommon vantage point that gives the home a sense of retreat and elevation rarely found at Smith Mountain Lake. Renovation highlights include engineered hickory flooring on both levels, fresh interior and exterior paint, and a beautifully updated kitchen featuring granite countertops, a new backsplash, and Bosch appliances. All bathrooms were fully renovated, including a standout primary suite with a copper soaking tub and a separate toilet room. The entry closet was removed to expand the great room, creating improved flow and stronger sightlines. In 2022, a mini split was added to heat and cool the side porch, and an Accessory Dwelling Unit was constructed above the utility/workshop garage. This private guest suite offers a bedroom, kitchen, full bath, and great room--ideal for extended family, multi generational living, or long term guests. The addition includes its own HVAC and water heater. Major systems include an approximate 2015 roof, 2016 shoreline riprap, a 26KW whole house generator, and the 2022 ADU with dedicated mechanicals. The Waterfront Country Club offers a private, amenity rich lifestyle at Smith Mountain Lake, blending championship golf, a welcoming 22,000 square foot clubhouse, tennis, fitness, dining, and a junior Olympic sized pool. Members enjoy a nearly 7,000 yard Fazio designed course, on site golf professionals, and a full calendar of events--all surrounded by the natural beauty and recreation of the lake. A premier community where golf, water, and lifestyle come together.
Directions: HFB 122 S L Scruggs Rd L Windlass L Anchor R Gangplank L Clipper Cir house on R

Style of House

Contemporary: Yes

Limited Service

Not Limited Service: Yes

Lot Description

Views: Yes
Wooded: Yes

Construction

Stone: Yes
Wood: Yes

Basement

Full: Yes

Heating

Heat Pump Electric: Yes

Misc Features

In-Law Quarters: Yes

Cooling

Heat Pump Electric: Yes

Water Description

Community System: Yes

Sewer Description

Private Septic: Yes

Water Heater Type

Tank: Yes

Interior Features

Bookcases: Yes
Cathedral Ceiling(s): Yes
Ceiling Fan(s): Yes
Storage: Yes

Internet Access

Cable: Yes

Exterior Features

Deck: Yes
Paved Driveway: Yes

Porch

Front Porch: Yes

Appliances

Clothes Dryer: Yes
Clothes Washer: Yes
Dishwasher: Yes
Garage Door Opener: Yes
Microwave Oven (Built In): Yes
Range Electric: Yes
Refrigerator: Yes

Floors

Tile - i.e. ceramic: Yes
Wood: Yes

Boat Dock Desc

Boat Hoist: Yes
Floater: Yes
Party Deck: Yes
Stationary: Yes

Area Amenities

Private Golf: Yes
Tennis Court(s): Yes

Water Features

Cove: Yes

Windows

Insulated: Yes
Screen: Yes

Water Htr Energy

Electric: Yes

Property Features

Style of House: Contemporary Limited Service: Not Limited Service Lot Description: Views; Wooded Construction: Stone; Wood Basement: Full Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Family Room; Great Room Interior Features: Bookcases; Cathedral Ceiling(s); Ceiling Fan(s); Storage Exterior Features: Deck; Paved Driveway Appliances: Dishwasher; Clothes Dryer; Microwave Oven (Built In); Garage Door Opener; Refrigerator; Range Electric; Clothes Washer Misc Features: In-Law Quarters Area Amenities: Private Golf; Tennis Court(s) Floors: Tile - i.e. ceramic; Wood Windows: Insulated; Screen Porch: Front Porch Water Description: Community System Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Internet Access: Cable Boat Dock Desc: Party Deck; Floater; Stationary; Boat Hoist Water Features: Cove

Room Information

Room Name	Level	Remarks
Primary Bedroom	Entry	update primary suite soaking copper tub
Primary Bedroom	Entry	Accessory Dwelling Unit
Bedroom 2	Lower
Bedroom 3	Lower
Great Room	Entry
Dining Area	Entry
Sun Room	Entry
Family Room	Lower
Office	Lower

Listing Office: DEB BERAN PROPERTIES

Last Updated: September - 11 - 2026

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