109 Bay TER, Huddleston, VA 24104

$2,560,000

Virtual Tour

https://showsgreat.photography/109-Bay-Terrace-1/idx

Property Type: Residential Bedrooms: 5 Baths: 4.1 Square Footage: 5,014 Lot Size (sq. ft.): 63,598 Status: Closed

Current Price: $2,560,000 List Date: 10/16/2025 Last Modified: 10/16/2025

Overview

Description

One of a kind Arts & Crafts home on Smith Mountain Lake, situated near the dam in a mountain setting where the water is crystal clear. The home is a work of art itself with incredible woodwork and a unique architectural story; inspired by the Gamble House in Pasadena CA. The spacious interior is warm and inviting and includes a professional kitchen and private baths. The exterior is equally as impressive with multiple decks and patios, and an automatic screened porch to enjoy the tranquility of the area. Purchased from the original owner/architect, the current owners have lovingly cared for the property with a new roof on the house and dock, new heat pumps, full standby generator, hot water tank, pressure tank, recirculating pump and water system upgrades. They have also added railing

Supplements: on the steps to the dock, stained the steps and dock, installed gutter guards on the copper gutters and downspouts, and seal coat painted the house. It's in excellent condition and ready to be enjoyed!

Listing Details MLS# 921944

Location, Tax & Legal

Area: 0690 - SML Bedford County
Street Number: 109
Street Name: Bay
Street Suffix: TER
State/Province: VA
Zip Code: 24104
Subdivision: Silver Bay
Municipality: Bedford County
Elementary School: Huddleston
Middle School: Staunton River
High School: Staunton River
Major Area: 06 - Bedford County
Phase: 0
Subdivision Map: Silver Bay
Lot: 10
Block: No
Tax ID: 258H 2 10
Annual Taxes: 4740
Section: No
Zoning Code: R1
POA Y/N: Yes
POA/Condo Dues: 350
POA/Condo Terms A/M: Annual

General Property Description

Property Sub-Type: Single Family Residence
Residential Type: Detached
Construction Status: Completed
Year Built: 2005
Total Bdrm: 5
Total Bths: 4.1
Total F Baths: 4
Total H Baths: Yes
Entry Above Grd Fin SQFT: 2114
Upper Above Grd Fin SQFT: 947
Lower Below Grd Fin SQFT: 1953
Total Fnshd SqFt: 5014
Total Above Grd Fin SQFT: 3061
Grand Total Attached SQFT: 5014
Basement Y/N: Yes
Prim. Covered Prking: Garage Attached
# Prim Cov Spaces: 2
Total Cov'd Prk Spc: 2
Total Acreage: 1.46
Water Class: Waterfront Property
Water ID: Smith Mtn Lake
Length of Waterfront: 400
Other Above Grd Fin SQFT: 0
Total Unfin SQFT: 0

Status Change Info

Ratified Contract Dt: 2025-10-15
Sold Date: 2025-10-15

Internet Access

Cur'nt Internet Prov: SML Wireless
Other, See Remarks: Yes

Primary Bedrooms

Primary BR Entry Lvl: Yes

More Information

Bedrooms

BR Entry Level: Yes
BR Upper Level: 2
BR Lower Level: 2

Full Baths

Full Baths Entry Lvl: Yes
Full Baths Upper Lvl: Yes
Full Baths Lower Lvl: 2

Half Baths

Half Baths Entry Lvl: Yes

Laundry

Laundry Entry Level: Yes

Water Details

Number Covered Slips: Yes

Remarks & Misc

Directions: From HalesFord Bridge North on 122 to Right onto Whitehouse RD to Right onto Smith Mountain Parkway to Left onto Whitehouse RD to Right onto Cedar Key to Right onto Bay Terrace to home on right

Style of House

Other - See Remarks: Yes

Limited Service

Not Limited Service: Yes

Lot Description

Gentle Sloping: Yes

Construction

Wood: Yes

Basement

Partial: Yes
Walk-Out Access: Yes

Views

Lake: Yes

Heating

Heat Pump Electric: Yes

Leased Equipment

Propane Tank: Yes

Misc Features

Cul-De-Sac: Yes
Paved Road: Yes
Underground Util: Yes

Cooling

Heat Pump Electric: Yes

Fireplace

Gas Log: Yes
Masonry: Yes
Family Room: Yes
Great Room: Yes

Water Description

Private Well: Yes

Sewer Description

Private Septic: Yes

Water Heater Type

Tank: Yes

Interior Features

Cathedral Ceiling(s): Yes
Indirect Lighting: Yes
Security System: Yes
Storage: Yes
Walk-In Closet(s): Yes

Exterior Features

Garden Space: Yes
Gas Grill & Line: Yes
Patio: Yes

Porch

Front Porch: Yes
Rear Porch: Yes

Appliances

Clothes Dryer: Yes
Clothes Washer: Yes
Dishwasher: Yes
Disposer: Yes
Garage Door Opener: Yes
Humidifier: Yes
Range Gas: Yes
Range Hood: Yes
Refrigerator: Yes

Floors

Tile - i.e. ceramic: Yes
Wood: Yes

Boat Dock Desc

A-Roof: Yes
Boat Hoist: Yes
Floater: Yes
Stationary: Yes
Storage/Util Bldg: Yes

Water Features

Cove: Yes
Riprap Shoreline: Yes

Windows

Insulated: Yes
Screen: Yes
Tilt-In: Yes

Exterior Doors

French: Yes
Wood: Yes

Water Htr Energy

Electric: Yes

Property Features

Style of House: Other - See Remarks Limited Service: Not Limited Service Lot Description: Gentle Sloping Construction: Wood Basement: Partial; Walk-Out Access Heating: Heat Pump Electric Cooling: Heat Pump Electric Fireplace: Gas Log; Masonry; Family Room; Great Room Interior Features: Cathedral Ceiling(s); Indirect Lighting; Security System; Storage; Walk-In Closet(s) Exterior Features: Garden Space; Gas Grill & Line; Patio Views: Lake Appliances: Dishwasher; Disposer; Clothes Dryer; Humidifier; Garage Door Opener; Refrigerator; Range Gas; Range Hood; Clothes Washer Leased Equipment: Propane Tank Misc Features: Cul-De-Sac; Paved Road; Underground Util Floors: Tile - i.e. ceramic; Wood Windows: Insulated; Screen; Tilt-In Exterior Doors: French; Wood Porch: Front Porch; Rear Porch Water Description: Private Well Sewer Description: Private Septic Water Heater Type: Tank Water Htr Energy: Electric Internet Access: Other, See Remarks Boat Dock Desc: A-Roof; Floater; Stationary; Boat Hoist; Storage/Util Bldg Water Features: Cove; Riprap Shoreline

Room Information

Primary Bedroom Level: Entry Level: Entry Bedroom 2 Level: Upper Level: Upper Bedroom 4 Level: Lower Level: Lower Bedroom 5 Level: Lower Level: Lower Dining Room Level: Entry Level: Entry Family Room Level: Lower Level: Lower Foyer Level: Entry Level: Entry Great Room Level: Entry Level: Entry Kitchen Level: Entry Level: Entry Laundry Level: Entry Level: Entry Library Level: Entry Level: Entry Office Level: Upper Level: Upper Recreation Room Level: Lower Level: Lower Work Room Level: Upper Level: Upper Bedroom 3 Level: Upper Level: Upper

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Last Updated: October - 16 - 2025

All searches are performed on live data on the MLS server. Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings within the Multiple Listing Service. All listing data is refreshed daily, but its accuracy is subject to market changes. All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this website may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.