• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar

Deborah F. Beran Inc

Smith Mountain Lake Real Estate for Sale

540-721-1488 | 540-529-4229 Cell
Associate Broker, ABR, CRS, GRI, CLHMS
RE/MAX Lakefront Realty, Inc.
Schedule a home tour
  • Home
  • Listing Your Home
    • Featured Listings
  • Search SML Real Estate
    • Search Waterfront Homes $0 – 799k
    • Search Luxury Waterfront Homes $800+
    • Search Lake Access Properties
    • Search Golf Community Properties
    • Search SML Condos & Townhomes
    • Search SML Land & Lots
    • Search Waterfront Homes in Franklin County
    • Search Waterfront Homes in Bedford County
    • Search Waterfront Homes in Pittsylvania County
  • Top Communities
    • Bernard’s Landing Resort
    • The Boardwalk
    • Mariners Landing Resort
    • The Westlake
    • The Waterfront
    • The Waters Edge
    • Waverly
  • SML Info
    • All About SML
    • SML Restaurant Guide
    • Things to do at SML
    • Maxine – Our Moving Truck
    • SML Professional Directory
    • AEP Shoreline Management
    • SML Map
  • Market Data
    • Current Market Update
    • What Homes are Selling for at SML
  • News
  • Reviews
    • Client Testimonials
    • Leave A Review
  • Contact

Healthy Finances, Extra Expenses

Last updated: December 1, 2014 By Deb Beran

dreamstime_xs_24552614Finding a perfect home for your family at Smith Mountain Lake is easy. But the responsibilities of home ownership will be more of a burden than a blessing if home buyers aren’t properly prepared. Popular financial consultant Dave Ramsey provides a helpful list of tips meant to prepare home buyers for everything involved in owning real estate so that the responsibility doesn’t become a hardship.

One of Ramsey’s tips is to consider the extra costs involved in home ownership as you’re figuring out your budget. Additional expenses may include property taxes, utilities, insurance and HOA dues. These are regular costs to incorporate in the monthly budget. First-time home buyers will also need to be prepared for upkeep and maintenance costs such as lawn care, handyman needs, air filter and light bulb replacements, carpet cleaning and unexpected repairs.

Make sure you meet with a financial consultant and follow the tips on Dave Ramsey’s site to get your finances in order before getting your heart set on a property that will only add stress and pressure to your life over the long run. And when you do have healthy finances and are ready for a Smith Mountain Lake property, your best bet is to contact us at Deb Beran Properties to secure the finest realtor at Smith Mountain Lake.

Primary Sidebar

Thinking of Listing Your Smith Mtn Lake Home?

The Beran Team is dedicated to exceeding expectations for managing the many details of listing, marketing and closing contracts on SML properties. Learn more about how we can walk you through the process and request your free copy of my SML Seller Guide!
List My Home - SML Seller's Guide

LEARN MORE HERE

Customize Your Search of the SWVA MLS
Residential
Land
Commercial
Apartments
Boarding
Duplex
Efficiency
Other - See Remarks
Quad
Triplex
Attached
Detached
Attached
Detached
Beef Cattle
Dairy Cattle
Horse
Orchard
Other - See Remarks
Tillable
Tree Farm
Undeveloped
Land (Acreage)
Lot
to
to
to
to
Active
Pending
More Search Options

Moving? You Need Maxine!

Maxine is my courtesy truck available for use by my clients and charities.

Deb Beran Moving Truck

Find Out More Here

SML Client Testimonial:

If anyone ever needs a realtor in the Smith Mountain Lake or Roanoke area, or just anywhere in this part of Virginia, give her a call. Trust me, you’ll be very happy!Edward Magalhaes

Your Smith Mountain Lake Properties Professional:

Deborah F. Beran Inc.
6655 Scruggs Road
Moneta, VA 24121
540-721-1488 Office
540-529-4229 Cell
Re/MAX Lakefront Realty, Inc.

Connect with Deborah Beran:

Facebook
Twitter
LinkedIn
YouTube
Pinterest
Instagram
Google Business Page

Industry Associations:

  • Licensed in the Commonwealth of Virginia
  • Licensed RE/MAX® agent
  • Member of the National Association of Realtors
  • Member of the Roanoke Valley Association of REALTORS®
Deborah Beran, Realtor, Associate Broker logo image

Equal Housing Opportunity and Realtor Logos

Copyright © 2021 All Rights Reserved | Deborah F. Beran, Inc. ~ Smith Mountain Lake Real Estate | Privacy Policy | Terms & Disclaimers | Sitemap | Website