• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar

Deborah F. Beran Inc

Smith Mountain Lake Real Estate for Sale

540-721-1488 | 540-529-4229 Cell
Deborah F. Beran Inc., Broker
ABR, CLHMS, CRS, GRI, MCNE
Schedule a home tour
  • Home
  • Listing Your Home
    • Featured Listings
  • Search SML Real Estate
    • Search Waterfront Homes $0 – 799k
    • Search Luxury Waterfront Homes $800+
    • Search Lake Access Properties
    • Search Golf Community Properties
    • Search SML Condos & Townhomes
    • Search SML Land & Lots
    • Search Franklin County Real Estate for Sale
      • Search Waterfront Homes in Franklin County
    • Search Bedford County VA Real Estate for Sale
      • Search Waterfront Homes in Bedford County
    • Search Waterfront Homes in Pittsylvania County
  • Top Communities
    • Beechwood Shores
    • Beechwood West
    • Bernard’s Landing Resort
    • The Boardwalk
    • Copper Cove (The Westlake)
    • Harbor Village
    • Isle of Pines
    • Mariners Landing Resort
    • Mountain View Shores
    • Village East
    • The Waterfront
    • The Water’s Edge
    • Waverly
  • SML Info
    • Find SML Accommodations
    • All About SML
    • SML Restaurant Guide
    • Things to do at SML
    • Smitty – Our Moving Truck
    • SML Professional Directory
    • AEP Shoreline Management
    • SML Current Water Level
    • SML Map
  • Market Data
    • Current Market Update
    • What Homes are Selling for at SML
  • News
  • Reviews
    • Client Testimonials
    • Leave A Review
  • Contact
    • Meet the Team

Healthy Finances, Extra Expenses

Last updated: December 1, 2014 By Deborah F. Beran

dreamstime_xs_24552614Finding a perfect home for your family at Smith Mountain Lake is easy. But the responsibilities of home ownership will be more of a burden than a blessing if home buyers aren’t properly prepared. Popular financial consultant Dave Ramsey provides a helpful list of tips meant to prepare home buyers for everything involved in owning real estate so that the responsibility doesn’t become a hardship.

One of Ramsey’s tips is to consider the extra costs involved in home ownership as you’re figuring out your budget. Additional expenses may include property taxes, utilities, insurance and HOA dues. These are regular costs to incorporate in the monthly budget. First-time home buyers will also need to be prepared for upkeep and maintenance costs such as lawn care, handyman needs, air filter and light bulb replacements, carpet cleaning and unexpected repairs.

Make sure you meet with a financial consultant and follow the tips on Dave Ramsey’s site to get your finances in order before getting your heart set on a property that will only add stress and pressure to your life over the long run. And when you do have healthy finances and are ready for a Smith Mountain Lake property, your best bet is to contact us at Deb Beran Properties to secure the finest realtor at Smith Mountain Lake.

Primary Sidebar

Thinking of Listing Your Smith Mtn Lake Home?

The team at Deb Beran Properties is dedicated to exceeding your expectations for managing the many details of listing, marketing and closing contracts on SML real estate of all types. Learn more about how we can walk you through the process and request your free copy of my SML Seller Guide!
List My Home - SML Seller's Guide

LEARN MORE HERE

Customize Your Search of the SWVA MLS
Residential
Land
Condominium
Manufactured Home
Single Family Residence
Townhouse
to
to
to
to
More Search Options

Moving? You Need Smitty!

Smitty is my courtesy truck available for use by my clients and charities.

Deb Beran Moving Truck Maxine

Find Out More Here

SML Client Testimonial:

If anyone ever needs a realtor in the Smith Mountain Lake or Roanoke area, or just anywhere in this part of Virginia, give her a call. Trust me, you’ll be very happy!Edward Magalhaes

Your Smith Mountain Lake Properties Professional:

Deborah F. Beran Inc.
dba Deb Beran Properties
6655 Scruggs Road
Moneta, VA 24121
540-721-1488 Office
540-529-4229 Cell

Connect with Deborah Beran:

Facebook
Twitter
LinkedIn
YouTube
Pinterest
Instagram
Google Business Page

Industry Associations:

  • Licensed in the Commonwealth of Virginia
  • Member of the National Association of Realtors
  • Member of the Roanoke Valley Association of REALTORS®
Deborah Beran, Realtor, Broker logo image

Equal Housing Opportunity and Realtor Logos

Copyright © 2023 All Rights Reserved | Deborah F. Beran Inc. - dba Deb Beran Properties
Smith Mountain Lake Real Estate | Privacy Policy | Terms & Disclaimers | Sitemap | Website